Hancock County property record for 812 Howard St, Findlay, OH 45840
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,092 sqft · built 1960 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $40,000 (Aug 1988) |
| Tax Bill | $1,254 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1010-123-13-011.000 |
| Primary APN | 1010-123-13-011.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 1 Plumbing Fixture |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 14,000 sqft (0.321 acres) |
| Lot Dimensions | 200 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 350 sqft |
| Deck Area | Deck Area |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 812 HOWARD ST |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-2534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SWING ADD LOT 7658 & E20FT LOT 7659 |
| Legal Subdivision | SWING ADD |
| Legal Lot Number | 7658 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 902 |
812 Howard St is owned and occupied by an individual who bought it in August 1988.
Source: Hancock County records, as of May 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 812 HOWARD ST, FINDLAY, OH 45840-2534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 1988 · Amount on File |
| Deed Sale | Aug 18, 1988 · Amount on File |
| Prior Sale | Jul 6, 1983 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 812 Howard St was $1,254 with exemptions applied.
Source: Hancock County assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,254.00 | $51,040 Land $7,710 Building $43,330 | $145,810 Land $22,020 Building $123,790 |
| 2023 | $1,174.00 Homeowner's exemption Senior Citizen's exemption | $42,150 Land $6,370 Building $35,780 | |
| 2022 | $120,440 Land $18,200 Building $102,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 812 Howard St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2007) |
| Most Recent Claim | Aug 2007 · Severe Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 812 Howard St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| HDER Link Fixed Wireless | 500 / 500 |
| Watch TV Fixed Wireless | 400 / 40 |
May also be available: MetaLINK Technologies, Verizon.
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