Miami-Dade County property record for 815 Harbor Dr, Key Biscayne, FL 33149
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,915 sqft · built 1952 |
| Lot Size | 0.175 acres (7,635 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $2,980,000 (Mar 2024) |
| Tax Bill | $36,720 (2025) |
| Deeds & Mortgages | Mar 2024 Sale Aug 2022 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 24-5205-001-1640 |
| Primary APN | 24-5205-001-1640 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,915 sqft Living Area |
| Gross Area | 2,010 sqft |
| 1st Floor Area | 1,915 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Rigid Frame Bar Joist |
| Lot Area | 7,635 sqft (0.175 acres) |
| Lot Dimensions | 100 ft deep x 76.4 ft wide |
| Porch | Slab |
| Porch Area | 32 sqft |
| Patio Area | 560 sqft |
| Street Address | 815 HARBOR DR |
|---|---|
| City | KEY BISCAYNE |
| State | FL |
| Zip | 33149-1727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0100 |
| Legal Description | 5 & 6 55 42 BISCAYNE KEY ESTS PB 50-61 LOT 10BLK 11 LOT SIZE 76.350 X 100 OR 20204-0891-0892 10/2001 4 |
| Legal Range | 42E |
| Legal Township | 55S |
| Legal Section | 05 |
| Legal Subdivision | BISCAYNE KEY ESTS |
| Legal Block | 11 |
| Legal Lot Number | 10 |
| Jurisdiction | DADE FL |
| Township / Civil Division | KEY BISCAYNE |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 4602 |
Source: Miami-Dade County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 92 SW 3RD ST, CU6, MIAMI, FL 33130-2998 |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Mar 1, 2024 | Warranty Deed, Transfer BUILDERS TITLE COMPANY |
| Aug 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 7, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2024 · Amount on Record |
| Deed Sale | Mar 1, 2024 · Amount on Record |
| Prior Sale | Apr 7, 2022 · Amount on Record |
| Deed Document Number | 2024162864 |
| Deed Book / Page | 34115 / 2210 |
| Prior Transfer Date | Nov 28, 2012 |
| Prior Transfer Doc | 0000859439 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Mar 1, 2024 |
| Property Address | 815 HARBOR DR, KEY BISCAYNE, FL 33149-1727 |
| Document Number | 0000162864 |
| Book / Page | 34115 / 2210 |
| Map Reference | MB 50 PG 61 |
| Instrument Date | Feb 20, 2024 |
| Instrument | 2024R0162864 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2024 |
| Title Company | BUILDERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $17,880.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3395 SW 87TH CT, MIAMI, FL 33165-4212 |
| Name | Verified Name |
|---|---|
| Address | 92 SW 3RD ST # CU6, CU6, MIAMI, FL 33130-2998 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 815 HARBOR DR, KEY BISCAYNE, FL 33149-1727 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000633036 |
|---|---|
| Date | Aug 10, 2022 |
| Book Page | 33331/3490 |
| Instrument | 2022R0633036 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Sep 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.75% |
| Index | Other |
| Max Rate | 8.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Apr 7, 2022 |
| Property Address | 815 HARBOR DR, KEY BISCAYNE, FL 33149-1727 |
| Document Number | 0000289437 |
| Book / Page | 33118 / 636 |
| Map Reference | MB 50 PG 61 |
| Instrument Date | Mar 9, 2022 |
| Instrument | 2022R0289437 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $14,640.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 781 CRANDON BLVD APT 1003, 781, KEY BISCAYNE, FL 33149-2546 |
| Name | Verified Name |
|---|---|
| Address | 815 HABOR DR, KEY BISCAYNE, FL 33149-1727 |
Source: Miami-Dade County assessment roll, as of July 21, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Key Biscayne Village |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $36,720.00 (+11.01%) | $2,279,835 (+12.12%) Land $1,985,100 Building $294,735 | $2,279,835 (+12.12%) Land $1,985,100 Building $294,735 |
| 2024 | $33,079.00 (-1.65%) | $2,033,419 (-0.13%) Land $1,756,050 Building $277,369 | $2,033,419 (-0.13%) Land $1,756,050 Building $277,369 |
| 2023 | $33,635.00 (+35.6%) | $2,036,034 (+24.9%) Land $1,756,050 Building $279,984 | $2,036,034 (+24.9%) Land $1,756,050 Building $279,984 |
| 2022 | $24,805.00 | $1,630,178 Land $1,347,578 Building $282,600 | $1,630,178 Land $1,347,578 Building $282,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 489 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 548 units insured incl. 59 condo units |
| Nearby Flood Claims | 790 (1979–2021) |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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