785 Harbor Dr, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 785 Harbor Dr, Key Biscayne, FL 33149

Property Summary

Property TypeSingle Family Home
Details6 bd · 7 ba · 4,285 sqft · built 2017
Lot Size0.175 acres (7,635 sqft)
OwnerCompany Name on Record
Last Sale$930,000 (Feb 2005)
Tax Bill$55,993 (2025)
Flood ZoneZone AE (high risk)
APN24-5205-001-1670

Property Details

APN / Parcel Number

Primary APN24-5205-001-1670

Interior

Bedrooms6 Beds
Full Baths7 Baths
Stories3 Stories
Building Area4,285 sqft Living Area
Gross Area5,955 sqft
ElevatorElevator

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialConcrete Block/Stucco
Construction TypeConcrete Block
Roof TypeRigid Frame Bar Joist
Lot Area7,635 sqft (0.175 acres)
Lot Dimensions100 ft deep x 76.4 ft wide
PorchPorch
Porch Area160 sqft
Patio Area500 sqft

Location & Zoning

Street Address785 HARBOR DR
CityKEY BISCAYNE
StateFL
Zip33149-1743
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0100
Legal DescriptionBISCAYNE KEY ESTS PB 50-61 LOT 13BLK 11 LOT SIZE 76.350 X 100 COC 23078-4446 01 2005 1
Legal Range42E
Legal Township55S
Legal Section05
Legal SubdivisionBISCAYNE KEY ESTS
Legal Block11
Legal Lot Number13
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group3
Census Block3034
Census Tract4602

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address181 HARBOR DR, KEY BISCAYNE, FL 33149-1325
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 11, 2005 · Amount on Record
Deed SaleFeb 11, 2005 · Amount on Record
Deed Document Number2005144046
Deed Book / Page23078 / 4446
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$55,993.00 (+5.78%)$3,512,656 (+11.77%) Land $1,985,100 Building $1,527,556$3,512,656 (+11.77%) Land $1,985,100 Building $1,527,556
2024$52,931.00 (+5.94%)
2023$49,963.00 (+12.16%)$3,142,741 (+14.33%) Land $1,756,050 Building $1,386,691$3,142,741 (+14.33%) Land $1,756,050 Building $1,386,691
2022$44,548.00$2,748,856 Land $1,347,578 Building $1,401,278$2,748,856 Land $1,347,578 Building $1,401,278

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 489 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies548 units insured
incl. 59 condo units
Nearby Flood Claims790 (1979–2021)
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 69 claims
  • Hurricane Katrina, Aug 2005 · 44 claims
  • Hurricane Andrew, Aug 1992 · 565 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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