815 Hamilton St, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 815 Hamilton St, Schenectady, NY 12307

Property Summary

Property Type	Duplex
Details	5 bd · 2.5 ba · 2,186 sqft · built 1997
Lot Size	0.132 acres (5,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$87,000 (Jul 1998)
Tax Bill	$5,764 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Nov 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`421500 49.32-6-1.1`

Property Details

APN / Parcel Number

Primary APN	`421500 49.32-6-1.1`
Alternative APN	`150004903200060010010000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,186 sqft Total Area
1st Floor Area	1,080 sqft
2nd Floor Area	1,106 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,780 sqft (0.132 acres)
Lot Dimensions	136 ft deep x 42.4 ft wide
Porch	Slab
Porch Area	84 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	815 HAMILTON ST
City	SCHENECTADY
State	NY
Zip	12307-1736
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	2 FAMILY
Legal Block	6
Legal Lot Number	1.001
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2001
Census Tract	21002

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	815 HAMILTON ST, SCHENECTADY, NY 12307-1736
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Nov 19, 2018	Loan Modification, Mortgage · Conventional Mortgage DITECH FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 1998 · Amount on Record
Deed Sale	Jul 30, 1998 · Amount on Record
Prior Sale	Jul 30, 1998
Deed Book / Page	1540 / 512
Last Transfer Date	May 9, 2025
Transfer Doc	0000012907
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	815 HAMILTON ST, SCHENECTADY, NY 12307-1736
Transaction Type	Mortgage
Record Updated	Apr 19, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 HAMILTON ST 2, 2, SCHENECTADY, NY 12307-1736

Mortgage

Document Number	0000017289
Date	Apr 5, 2022
Book Page	5215/821
Instrument	202217289

Lender

Name	US BANK NA
Type	Bank
Address	HOUSTON, TX 77042

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	440 Months
Due	Dec 1, 2058

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SCHENECTADY NY
Property Address	815 HAMILTON ST, SCHENECTADY, NY 12307-1736
Document Number	0000052379
Instrument Date	Nov 19, 2018
Transaction Type	Mortgage
Record Updated	Dec 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 HAMILTON ST SCHENECTADY NY 123071736, SCHENECTADY, NY 12307-1736

Mortgage

Document Number	0000052379
Date	Nov 29, 2018
Book Page	004880/000790
Instrument	52379

Lender

Name	DITECH FIN'L
Address	TEMPE, AZ 85284

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Nov 28, 2058

Interest

Rate	4%

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,764.00 (+3.48%)
2025	$5,570.00 (+1.7%)	$91,800 (-) Land $13,800 Building $78,000	$152,012 (+30.82%) Land $22,851 Building $129,161
2023		$91,800 (-) Land $13,800 Building $78,000	$116,203 (+3.8%) Land $17,468 Building $98,735
2022		$91,800 Land $13,800 Building $78,000	$111,951 Land $16,829 Building $95,122
2021	$5,477.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Massivemesh Networks.

Nearby Properties on Hamilton St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures