815 Elm St, Windsor, CO 80550 Property Records

Weld County property record for 815 Elm St, Windsor, CO 80550

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,800 sqft · built 1971
Lot Size	0.161 acres (7,029 sqft)
Owner	Company Name on File
Tax Bill	$3,123 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8072-01-0-80-07`

Property Details

APN / Parcel Number

Primary APN	`8072-01-0-80-07`
Alternative APNs	`0807-20-1-08-007` `R1442886`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,800 sqft Living Area
Gross Area	2,340 sqft
Basement Area	594 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2016
Architectural Style	Bi-Level
Exterior Material	Frame Hardboard
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,029 sqft (0.161 acres)
Garage Type	Attached
Garage Area	540 sqft

Exterior Amenities

Porch	Slab
Porch Area	534 sqft
Deck Area	Deck Area
Patio Area	160 sqft
Balcony Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1442886
Street Address	815 ELM ST
City	WINDSOR
State	CO
Zip	80550-4739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WIN WM-33 L33 WINDSORMERE VILLAGE 1ST FILING
Legal Range	67W
Legal Township	6N
Legal Section	20
Legal Subdivision	WINDSORMERE VILLAGE 1ST ADD
Legal Block	2
Legal Lot Number	33
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2009
Census Tract	2206

Owner

815 Elm St is owned by a company that acquired it in April 2020.

Source: Weld County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	1530 16TH ST, 5, DENVER, CO 80202-1464
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Apr 24, 2020	Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Feb 24, 2017	Warranty Deed, Transfer · VA Mortgage NATIONAL BANK OF KANSAS CITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2020
Deed Sale	Apr 24, 2020
Prior Sale	Feb 24, 2017 · Amount on File
Deed Document Number	20204585185
Prior Transfer Date	Apr 16, 2020
Prior Transfer Doc	0004585185
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	815 ELM ST, WINDSOR, CO 80550-4739
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004947141
Date	Mar 1, 2024
Instrument	4947141

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	329 Months
Due	Aug 6, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELD CO
Recording Date	Apr 24, 2020
Property Address	815 ELM ST, WINDSOR, CO 80550-4739
Document Number	0004585185
Instrument Date	Apr 16, 2020
Instrument	4585185
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	815 ELM ST, WINDSOR, CO 80550-4739

Mortgage

Document Number	0004585186
Date	Apr 24, 2020
Instrument	4585186

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELD CO
Recording Date	Feb 24, 2017
Property Address	815 ELM ST, WINDSOR, CO 80550-4739
Document Number	0004280882
Instrument Date	Feb 22, 2017
Instrument	4280882
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	815 ELM ST, WINDSOR, CO 80550-4739

Mortgage

Document Number	0004280883
Date	Feb 24, 2017
Instrument	4280883

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 815 Elm St was $3,123, up 13.7% from the year before.

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Windsor Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,580 (-2.08%) Land $5,510 Building $25,070	$499,622 (-) Land $90,000 Building $409,622
2025	$3,123.00 (+13.73%)	$31,230 Land $5,630 Building $25,600	$499,622 Land $90,000 Building $409,622
2024	$2,746.00 (+8.93%)
2023	$2,521.00	$32,790 Land $4,460 Building $28,330	$484,757 Land $66,000 Building $418,757

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 815 Elm St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1999–2014)
Most Recent Claim	Jun 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 815 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom, Verizon, Vistabeam.

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