811 Elm St, Windsor, CO 80550 Property Records

Weld County property record for 811 Elm St, Windsor, CO 80550

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,470 sqft · built 1971
Lot Size	0.161 acres (7,023 sqft)
Owner	2 Individual Names on File
Last Sale	$177,500 (Jul 2011)
Tax Bill	$3,334 (2025)
Deeds & Mortgages	Feb 2026 Sale Feb 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8072-01-0-70-04`

Property Details

APN / Parcel Number

Primary APN	`8072-01-0-70-04`
Alternative APNs	`0807-20-1-07-004` `R1441186`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,470 sqft Living Area
Gross Area	3,210 sqft
1st Floor Area	1,493 sqft
Basement Area	1,277 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Frame/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,023 sqft (0.161 acres)
Garage Type	Attached
Garage Area	440 sqft
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1441186
Street Address	811 ELM ST
City	WINDSOR
State	CO
Zip	80550-4739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WIN WM-34 L34 WINDSORMERE VILLAGE 1ST FG
Legal Range	67W
Legal Township	6N
Legal Section	20
Legal Subdivision	WINDSORMERE VILLAGE 1ST FG
Legal Block	2
Legal Lot Number	34
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2009
Census Tract	2206

Owner

811 Elm St is owned by two individuals who acquired it in February 2026.

Source: Weld County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	709 OAK ST, WINDSOR, CO 80550-4917
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Beneficiary Deed, Transfer
Feb 9, 2026	Beneficiary Deed, Transfer
Jan 14, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST WESTERN TRUST BANK
Feb 21, 2019	Deed of Trust, Mortgage · ARM FIRST WESTERN TRUST BANK
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST WESTERN TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2011 · Amount on File
Deed Sale	Jul 6, 2011 · Amount on File
Prior Sale	Apr 17, 2002 · Amount on File
Deed Document Number	20113777870
Last Transfer Date	Feb 4, 2026
Transfer Doc	0005081783
Record Updated	Oct 29, 2026

February 2026: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	WELD CO
Recording Date	Feb 9, 2026
Property Address	811 ELM ST, WINDSOR, CO 80550-4739
Document Number	0005081783
Instrument Date	Feb 4, 2026
Instrument	5081783
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

February 2026: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	WELD CO
Recording Date	Feb 9, 2026
Property Address	811 ELM ST, WINDSOR, CO 80550-4739
Document Number	0005081783
Instrument Date	Feb 4, 2026
Instrument	5081783
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

January 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELD CO
Recording Date	Jan 14, 2025
Property Address	811 ELM ST, WINDSOR, CO 80550-4739
Document Number	0005005649
Instrument Date	Jan 10, 2025
Instrument	5005649
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	709 OAK ST, WINDSOR, CO 80550-4917

Mortgage

Document Number	0005005650
Date	Jan 14, 2025
Instrument	5005650

Lender

Name	FIRST WESTERN TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	811 ELM ST, WINDSOR, CO 80550-4739
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004468488
Date	Feb 21, 2019
Instrument	4468488

Lender

Name	FIRST WESTERN TRUST BANK
Type	Bank
Address	ENGLEWOOD, CO 80111

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Mar 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.75%
Index	1-Year LIBOR
Max Rate	9.75%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	811 ELM ST, WINDSOR, CO 80550-4739
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004622282
Date	Aug 24, 2020
Instrument	4622282

Lender

Name	FIRST WESTERN TRUST BANK
Type	Bank
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 811 Elm St was $3,334, up 4.1% from the year before.

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Windsor Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,660 (-2.07%) Land $5,510 Building $27,150	$533,577 (-) Land $90,000 Building $443,577
2025	$3,334.00 (+4.06%)	$33,350 Land $5,630 Building $27,720	$533,577 Land $90,000 Building $443,577
2024	$3,204.00 (+8.94%)
2023	$2,941.00	$37,640 Land $4,460 Building $33,180	$556,483 Land $66,000 Building $490,483

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 811 Elm St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1999–2014)
Most Recent Claim	Jun 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 811 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom, Verizon, Vistabeam.

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