815 E Wayne St, South Bend, IN 46617 Property Records

St. Joseph County property record for 815 E Wayne St, South Bend, IN 46617

Property Summary

Property Type	Apartments (5+ Units)
Details	1,428 sqft · built 1964
Lot Size	0.102 acres (4,452 sqft)
Owner	Company Name on Record
Last Sale	$215,000 (Dec 2006)
Tax Bill	$3,309 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`71-08-12-279-022.000-026`

Property Details

APN / Parcel Number

Primary APN	`71-08-12-279-022.000-026`
Alternative APN	`01860030072`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Units	5 Units
Stories	2 Stories
Building Area	1,428 sqft Living Area
1st Floor Area	1,428 sqft
Basement Area	367 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick
Construction Type	Brick
Lot Area	4,452 sqft (0.102 acres)
View / Lot	Alley
Garage Type	Detached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	815 E WAYNE ST
City	SOUTH BEND
State	IN
Zip	46617-3021
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	44 1/2 FT W END LOT 335 & 44 1/2 FT W END S 1/2 LOT 334 COTTRELLS 1ST
Legal Subdivision	COTTRELLS 1ST
Legal Lot Number	335,4
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PORTAGE
Census Block Group	2
Census Block	2061
Census Tract	900

Owner

Source: St. Joseph County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1920 RIDGEDALE RD, SOUTH BEND, IN 46614-2243
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage CIVISTA BANK
Feb 10, 2022	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2006 · Amount on Record
Deed Sale	Dec 1, 2006 · Amount on Record
Prior Sale	Jun 27, 2005
Deed Document Number	200651586
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Recording Date	May 28, 2026
Property Address	815 E WAYNE ST, SOUTH BEND, IN 46617-3021
Document Number	0000013089
Instrument Date	Apr 20, 2026
Instrument	202613089
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1920 RIDGEDALE RD, SOUTH BEND, IN 46614-2243

Mortgage

Document Number	0000013089,
Date	May 28, 2026
Instrument	202613089

Lender

Name	CIVISTA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 20, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Feb 10, 2022
Property Address	815 E WAYNE ST, SOUTH BEND, IN 46617-3021
Document Number	0002204294
Map Reference	PB T PG 238
Instrument Date	Jan 26, 2022
Instrument	2204294
Transaction Type	Transfer
Record Updated	Dec 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1920 RIDGEDALE RD, SOUTH BEND, IN 46614-2243
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Portage Township
Municipality	South Bend City
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,309.00 (+6.54%)	$136,400 (+43.28%) Land $5,600 Building $130,800	$136,400 (+43.28%) Land $5,600 Building $130,800
2024	$3,106.00 (+30.72%)
2023	$2,376.00 (-0.63%)	$95,200 (-) Land $5,700 Building $89,500	$95,200 (-) Land $5,700 Building $89,500
2022	$2,391.00	$95,200 Land $5,700 Building $89,500	$95,200 Land $5,700 Building $89,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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