814 E Wayne St, South Bend, IN 46617 Property Records

St. Joseph County property record for 814 E Wayne St, South Bend, IN 46617

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,504 sqft · built 1908
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on Record
Last Sale	$11,502,500 (Feb 2022)
Tax Bill	$4,360 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`71-08-12-282-005.000-026`

Property Details

APN / Parcel Number

Primary APN	`71-08-12-282-005.000-026`
Alternative APN	`01860040092`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,504 sqft Living Area
Gross Area	2,068 sqft
1st Floor Area	2,068 sqft
Basement Area	564 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	132 ft deep x 33 ft wide

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	814 E WAYNE ST
City	SOUTH BEND
State	IN
Zip	46617-3022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33 FT E SIDE LOT 336 & 337 FT E SIDE LOT 337 EX 10 FT S SIDE COTTRELLS 1ST
Legal Subdivision	COTTRELLS 1ST
Legal Lot Number	336,3
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PORTAGE
Census Block Group	2
Census Block	2059
Census Tract	900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Howard Park Historic District listed 1999 · 54 contributing resources · NRIS 99000169

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Joseph County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1920 RIDGEDALE RD, SOUTH BEND, IN 46614-2243
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Quit Claim Deed, Transfer · Commercial Mortgage ENCORE FINANCE GROUP LLC
Feb 10, 2022	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2022 · Amount on Record
Deed Sale	Feb 10, 2022 · Amount on Record
Prior Sale	Jun 3, 2016
Deed Document Number	20224294
Record Updated	Sep 20, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Feb 20, 2026
Property Address	814 E WAYNE ST, SOUTH BEND, IN 46617-3022
Document Number	0002604315
Map Reference	PB 4 PG 19
Instrument Date	Jan 21, 2026
Instrument	2604315
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1920 RIDGEDALE RD, SOUTH BEND, IN 46614-2243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1920 RIDGEDALE RD, SOUTH BEND, IN 46614-2243

Mortgage

Document Number	0002604317
Date	Feb 20, 2026
Instrument	2604317

Lender

Name	ENCORE FINANCE GROUP LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Feb 10, 2022
Property Address	814 E WAYNE ST, SOUTH BEND, IN 46617-3022
Document Number	0002204294
Map Reference	PB T PG 238
Instrument Date	Jan 26, 2022
Instrument	2204294
Transaction Type	Transfer
Record Updated	Mar 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1920 RIDGEDALE RD, SOUTH BEND, IN 46614-2243
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Portage Township
Municipality	South Bend City
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,360.00 (+23.55%)	$185,700 (+24.88%) Land $11,200 Building $174,500	$185,700 (+24.88%) Land $11,200 Building $174,500
2024	$3,529.00 (-1.64%)
2023	$3,588.00 (+0.56%)	$148,700 (-) Land $11,200 Building $137,500	$148,700 (-) Land $11,200 Building $137,500
2022	$3,568.00	$148,700 Land $11,200 Building $137,500	$148,700 Land $11,200 Building $137,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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