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815 E Michigan St, Ottawa, IL 61350 Property Records

LaSalle County property record for 815 E Michigan St, Ottawa, IL 61350

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,811 sqft · built 1910
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on Record
Last Sale$129,000 (Oct 2023)
Tax Bill$4,250 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-12-108-020

Property Details

APN / Parcel Number

Primary APN21-12-108-020
Alternative APN
  • 18-12-128-015

Interior

Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,811 sqft Total Area

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Lot Area5,227 sqft (0.12 acres)

Location & Zoning

Street Address815 E MICHIGAN ST
CityOTTAWA
StateIL
Zip61350-2413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOTTAWA CENTER ADD, LT 7 & E4' LT 8 BLK 11 SEC 12-33-3
Legal Range03
Legal Township33
Legal Section12
Legal SubdivisionOTTAWA CENTER
Legal Block11
Legal Lot Number7-8
JurisdictionLASALLE IL
Township / Civil DivisionOTTAWA
Census Block Group1
Census Block1006
Census Tract962700

Owner

Source: LaSalle County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address815 E MICHIGAN ST, OTTAWA, IL 61350-2413
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 17, 2023 · Amount on Record
Deed SaleOct 17, 2023 · Amount on Record
Deed Document Number202310821
Record UpdatedSep 20, 2026

October 2023: Deed, Transfer

Document TypeDeed
JurisdictionLASALLE IL
Recording DateOct 17, 2023
Property Address815 E MICHIGAN ST, OTTAWA, IL 61350-2413
Document Number0202310821
Instrument DateOct 10, 2023
Instrument2023-10821
Transaction TypeTransfer
Record UpdatedNov 8, 2023
Title CompanyWHEATLAND TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$193.50
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address815 E MICHIGAN ST, OTTAWA, IL 61350-2413

Mortgage

Document Number0202310822
DateOct 17, 2023
Instrument2023-10822
Lender
NameNOVUS HOME MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2053
Interest
Rate TypeFixed Rate
Rate7%

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLaSalle County
County SubdivisionOttawa Township
MunicipalityOttawa City
Elementary School DistrictOttawa Elementary School District 141 (PK - 08)
Secondary School DistrictOttawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,250.00 (+7.49%)$42,374 (+101.43%) Land $4,070 Building $38,304$127,122 (+101.43%) Land $12,210 Building $114,912
2024$3,954.00
2023$21,037 (+10.18%) Land $3,301 Building $17,736$63,111 (+10.18%) Land $9,903 Building $53,208
2022$19,093 Land $2,453 Building $16,640$57,279 Land $7,359 Building $49,920

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims118 (1979–2013)
Claims Outside the SFHA15 of 118
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims
  • Severe Storms And Flooding, Sep 2008 · 30 claims
  • Severe Storms & Flooding, Mar 1985 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTTAWA
serves 18,097 people · EPA ID IL0990800
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fixed Wireless		1,000 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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