LaSalle County property record for 734 E Michigan St, Ottawa, IL 61350
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,980 sqft · built 1955 |
| Lot Size | 0.226 acres (9,849 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,921 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-12-102-005 |
| Primary APN | 21-12-102-005 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,980 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 9,849 sqft (0.226 acres) |
| Street Address | 734 E MICHIGAN ST |
|---|---|
| City | OTTAWA |
| State | IL |
| Zip | 61350-2412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OTTAWA CENTER, LTS 2 & 3 BLK 3 SEC 12-33-3 |
| Legal Range | 03 |
| Legal Township | 33 |
| Legal Section | 12 |
| Legal Subdivision | OTTAWA CENTER |
| Legal Block | 3 |
| Legal Lot Number | 2-3 |
| Jurisdiction | LASALLE IL |
| Township / Civil Division | OTTAWA |
| Census Block Group | 3 |
| Census Block | 3066 |
| Census Tract | 962600 |
Source: LaSalle County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 734 E MICHIGAN ST, OTTAWA, IL 61350-2412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 2, 2026 | Deed of Trust, Mortgage · Line of Credit STREATOR HOME SAVINGS BANK |
| Oct 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STREATOR HOME SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Property Address | 734 E MICHIGAN ST, OTTAWA, IL 61350-2412 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202601985 |
|---|---|
| Date | Mar 2, 2026 |
| Instrument | 2026-01985 |
| Name | STREATOR HOME SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 4, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Property Address | 734 E MICHIGAN ST, OTTAWA, IL 61350-2412 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201914412 |
|---|---|
| Date | Oct 28, 2019 |
| Instrument | 201914412 |
| Name | STREATOR HOME SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 1, 2039 |
| Rate Type | Fixed Rate |
|---|
Source: LaSalle County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | LaSalle County |
| County Subdivision | Ottawa Township |
| Municipality | Ottawa City |
| Elementary School District | Ottawa Elementary School District 141 (PK - 08) |
| Secondary School District | Ottawa Township High School District 140 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,921.00 (+8.64%) | $65,024 (+23.31%) Land $7,358 Building $57,666 | $195,072 (+23.31%) Land $22,074 Building $172,998 |
| 2024 | $5,450.00 | ||
| 2023 | $52,734 (+10.18%) Land $5,967 Building $46,767 | $158,202 (+10.18%) Land $17,901 Building $140,301 | |
| 2022 | $47,862 Land $4,810 Building $43,052 | $143,586 Land $14,430 Building $129,156 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTTAWA serves 18,097 people · EPA ID IL0990800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Radium resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fixed Wireless | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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