815 E Long Lake Rd, Troy, MI 48085 Property Records

Oakland County property record for 815 E Long Lake Rd, Troy, MI 48085

Property Summary

Property TypeResidential Vacant Land
Lot Size0.65 acres (28,314 sqft)
OwnerIndividual Name on File
Last Sale$170,000 (Feb 2022)
Tax Bill$9,291 (2025)
Deeds & MortgagesFeb 2022 Sale & Construction Loan
Jan 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN88-20-10-477-045

Property Details

APN / Parcel Number

Primary APN88-20-10-477-045

Exterior

Lot Area28,314 sqft (0.65 acres)
Lot Dimensions225 ft deep x 94 ft wide

Utilities, Heating & Cooling

SewerMunicipal

Location & Zoning

Street Address815 E LONG LAKE RD
CityTROY
StateMI
Zip48085-4877
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeR1C
Legal DescriptionT2N, R11E, SEC 10 CRYSTAL SPRINGS SUB LOT 39 EXC W 38 FT, ALSO EXC S 27 FTTAKEN FOR RD CORR 10-23-19
Legal Range11E
Legal Township2N
Legal Section10
Legal SubdivisionCRYSTAL SPRINGS SUB
Legal Lot Number39
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2016
Census Tract196200

Owner

815 E Long Lake Rd, residential vacant land, is owned and occupied by an individual who bought it in February 2022.

Source: Oakland County records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address815 E LONG LAKE RD, TROY, MI 48085-4877
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2022Warranty Deed, Construction Loan · Construction Mortgage
LAKE MICHIGAN CU
Jan 15, 2022Quit Claim Deed, Transfer
LIBERTY TITLE
Jan 25, 2018Warranty Deed, Transfer
LEONA C FINNERTY RESIDUARY TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 1, 2022 · Amount on File
Deed SaleFeb 1, 2022 · Amount on File
Prior SaleJan 25, 2018 · Amount on File
Deed Document Number2022310320
Deed Book / Page57390 / 534
Prior Transfer DateDec 19, 2021
Prior Transfer Doc0000295911
Record UpdatedOct 29, 2026

February 2022: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateFeb 1, 2022
Property Address815 E LONG LAKE RD, TROY, MI 48085-4877
Document Number0000310320
Book / Page57390 / 534
Map ReferenceLB 28 PG 23
Instrument DateDec 22, 2021
Instrument310320
Transaction TypeConstruction Loan
Record UpdatedOct 18, 2022
Title CompanyLIBERTY TITLE

Transaction

AmountAmount on Record
Tax$1,275.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address450 N NORTH SHORE DR, 450, LAKE ORION, MI 48362-3063

Transferred To (Grantee/Buyer)

NameVerified Name
Address2943 CHIPPEWA DR, TROY, MI 48085-1121

Mortgage

Document Number0057390537
DateFeb 1, 2022
Instrument57390/537
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term371 Months
DueJan 1, 2053

January 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateJan 15, 2022
Property Address815 E LONG LAKE RD, TROY, MI 48085-4877
Document Number0000295911
Book / Page57302 / 185
Map ReferenceLB 28 PG 23
Instrument DateDec 19, 2021
Instrument295911
Transaction TypeTransfer
Record UpdatedOct 18, 2022
Title CompanyLIBERTY TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address450 N NORTH SHORE DR, 450, LAKE ORION, MI 48362-3063

Transferred To (Grantee/Buyer)

NameVerified Name
Address450 N NORTH SHORE DR, LAKE ORION, MI 48362-3063

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJan 25, 2018
Property Address815 E LONG LAKE RD, TROY, MI 48085-4877
Document Number0000012100
Book / Page051499 / 000138
Instrument DateJan 11, 2018
Instrument12100
Transaction TypeTransfer
Record UpdatedOct 10, 2018
Title CompanyTITLE SOURCE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,322.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address450 N NORTH SHORE DR LAKE ORION MI 483623063, LAKE ORION, MI 48362-3063

Mortgage

Document Number12101
DateJan 25, 2018
Book Page051499/000139
Instrument12101
Lender
NameLEONA C FINNERTY RESIDUARY TR
Address4155 MORNINGDALE DR, TROY, MI 48085-3791
Agreement
AmountAmount on Record
Interest
Rate5%

Tax Assessment & Valuation

The 2025 property tax bill for 815 E Long Lake Rd was $9,291 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,291.00
2023$110,240
2022$2,277.00$55,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 815 E Long Lake Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2001–2008)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 815 E Long Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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