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775 E Long Lake Rd, Troy, MI 48085 Property Records

Oakland County property record for 775 E Long Lake Rd, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Lot Size0.59 acres (25,700 sqft)
OwnerIndividual Name on Record
Last Sale$550,000 (Nov 2020)
Tax Bill$8,707 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Nov 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN88-20-10-477-043

Property Details

APN / Parcel Number

Primary APN88-20-10-477-043

Exterior

Lot Area25,700 sqft (0.59 acres)
Lot Dimensions225 ft deep x 85 ft wide

Utilities, Heating & Cooling

SewerMunicipal

Location & Zoning

Street Address775 E LONG LAKE RD
CityTROY
StateMI
Zip48085-4845
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionT2N, R11E, SEC 10 CRYSTAL SPRINGS SUB LOT 40 EXC E 47 FT, ALSO EXC S 27 FTTAKEN FOR RD CORR 10-23-19
Legal Range11E
Legal Township2N
Legal Section10
Legal SubdivisionCRYSTAL SPRINGS SUB
Legal Lot Number40
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2016
Census Tract196200

Owner

Source: Oakland County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address775 E LONG LAKE RD, TROY, MI 48085-4845
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 19, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 25, 2018Warranty Deed, Transfer
LEONA C FINNERTY RESIDUARY TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 20, 2020 · Amount on Record
Deed SaleNov 20, 2020 · Amount on Record
Prior SaleJan 25, 2018 · Amount on Record
Deed Document Number2020246382
Deed Book / Page55214 / 585
Prior Transfer DateNov 6, 2020
Prior Transfer Doc0000245172
Record UpdatedOct 29, 2026

November 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateNov 20, 2020
Property Address775 E LONG LAKE RD, TROY, MI 48085-4845
Document Number0000246382
Book / Page55214 / 585
Map ReferenceLB 26 PG 23
Instrument DateNov 17, 2020
Instrument246382
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 18, 2022
Title CompanyBT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,730.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address450 N NORTH SHORE DR, 450, LAKE ORION, MI 48362-3063

Transferred To (Grantee/Buyer)

NameVerified Name
Address775 E LONG LAKE RD, TROY, MI 48085-4845

Mortgage

Document Number0055214586
DateNov 20, 2020
Instrument55214/586
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateNov 19, 2020
Property Address775 E LONG LAKE RD, TROY, MI 48085-4845
Document Number0000245172
Book / Page055207 / 000411
Instrument DateNov 6, 2020
Instrument245172
Transaction TypeTransfer
Record UpdatedJan 21, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address450 N NORTH SHORE DR LAKE ORION MI 483623063, LAKE ORION, MI 48362-3063

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJan 25, 2018
Property Address775 E LONG LAKE RD, TROY, MI 48085-4845
Document Number0000012100
Book / Page051499 / 000138
Instrument DateJan 11, 2018
Instrument12100
Transaction TypeTransfer
Record UpdatedOct 10, 2018
Title CompanyTITLE SOURCE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,322.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address450 N NORTH SHORE DR LAKE ORION MI 483623063, LAKE ORION, MI 48362-3063

Mortgage

Document Number12101
DateJan 25, 2018
Book Page051499/000139
Instrument12101
Lender
NameLEONA C FINNERTY RESIDUARY TR
Address4155 MORNINGDALE DR, TROY, MI 48085-3791
Agreement
AmountAmount Recorded
Interest
Rate5%

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,707.00 (-3.84%)
2023$522,120
2022$9,055.00$261,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2001–2008)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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