815 E Howard St, Hibbing, MN 55746 Property Records

St. Louis County property record for 815 E Howard St, Hibbing, MN 55746

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,277 sqft · built 1939
Lot Size	0.387 acres (16,871 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Sep 2025)
Tax Bill	$3,966 (2026)
Deeds & Mortgages	Oct 2024 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`140-0080-00240`

Property Details

APN / Parcel Number

Primary APN	`140-0080-00240`
Alternative APNs	`1188393` `775557`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,277 sqft Gross Area
1st Floor Area	1,389 sqft
Basement Area	694 sqft
Finished Basement	694 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1950
Exterior Material	Stucco
Construction Type	Frame
Lot Area	16,871 sqft (0.387 acres)
Garage Area	1,253 sqft
Porch	Slab
Porch Area	501 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1188393
Street Address	815 E HOWARD ST
City	HIBBING
State	MN
Zip	55746-1719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 6 THRU 10 SERIAL #
Legal Subdivision	EASTERN ADD TO HIBBING
Legal Block	3
Legal Lot Number	6-10
Jurisdiction	ST LOUIS MN
Township / Civil Division	HIBBING
Census Block Group	1
Census Block	1019
Census Tract	12300

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	815 E HOWARD ST, HIBBING, MN 55746-1719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2024	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF COMMERCE
Sep 24, 2025	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 12, 2021	Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2025 · Amount on Record
Deed Sale	Sep 24, 2025 · Amount on Record
Prior Sale	Dec 21, 2004 · Amount on Record
Deed Document Number	20251094538
Prior Transfer Date	Feb 12, 2021
Prior Transfer Doc	00T1036533
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	815 E HOWARD ST, HIBBING, MN 55746-1719
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001084074
Date	Oct 16, 2024
Instrument	1084074

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Sep 27, 2025

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 24, 2025
Property Address	815 E HOWARD ST, HIBBING, MN 55746-1719
Document Number	0001094538
Instrument Date	Sep 2, 2025
Instrument	1094538
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,122.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	815 E HOWARD ST, HIBBING, MN 55746-1719

Mortgage

Document Number	0001094539
Date	Sep 24, 2025
Instrument	1094539

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

February 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Feb 12, 2021
Property Address	815 E HOWARD ST, HIBBING, MN 55746-1719
Document Number	0001036533
Instrument Date	Jan 27, 2021
Instrument	1036533
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	ALL AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 E HOWARD ST, HIBBING, MN 55746-1719
Investor	Possibly a Property Investor

Mortgage

Document Number	0001036534
Date	Feb 12, 2021
Instrument	1036534

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hibbing City
Unified School District	Hibbing Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,966.00 (+4.92%) Homeowner's exemption
2025	$3,780.00 (-2.07%) Homeowner's exemption	$308,100 (+6.42%) Land $24,100 Building $284,000	$308,100 (+6.42%) Land $24,100 Building $284,000
2024	$3,860.00	$289,500 (+15.11%) Land $24,100 Building $265,400	$289,500 (+15.11%) Land $24,100 Building $265,400
2022		$251,500 Land $21,400 Building $230,100	$251,500 Land $21,400 Building $230,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hibbing serves 16,028 people · EPA ID MN1690022
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	14 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: CTC, Verizon.

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