814 E Howard St, Hibbing, MN 55746 Property Records

St. Louis County property record for 814 E Howard St, Hibbing, MN 55746

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,560 sqft · built 1925
Lot Size	0.154 acres (6,748 sqft)
Owner	Individual Name on Record
Last Sale	$199,000 (Aug 2026)
Tax Bill	$1,172 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`140-0080-01400`

Property Details

APN / Parcel Number

Primary APN	`140-0080-01400`
Alternative APN	`1131622`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,560 sqft Gross Area
1st Floor Area	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1945
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,748 sqft (0.154 acres)
Garage Area	936 sqft

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Storage Building	72 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	1131622
Street Address	814 E HOWARD ST
City	HIBBING
State	MN
Zip	55746-1720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 12 AND 13 SERIAL #
Legal Subdivision	EASTERN ADDITION TO HIBBING
Legal Block	10
Legal Lot Number	12-13
Jurisdiction	ST LOUIS MN
Township / Civil Division	HIBBING
Census Block Group	2
Census Block	2008
Census Tract	12300

Owner

Source: St. Louis County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	814 E HOWARD ST, HIBBING, MN 55746-1720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Oct 24, 2023	Deed of Trust, Mortgage · Commercial Mortgage SECURITY STATE BANK OF HIBBING
Jun 22, 2022	Deed, Transfer · Conventional Mortgage SECURITY STATE BANK OF HIBBING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2026 · Amount on Record
Deed Sale	Aug 25, 2026 · Amount on Record
Prior Sale	Jun 22, 2022 · Amount on Record
Deed Document Number	20261105238
Prior Transfer Date	Feb 6, 2006
Prior Transfer Doc	0000819713
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 25, 2026
Property Address	814 E HOWARD ST, HIBBING, MN 55746-1720
Document Number	0001105238
Instrument Date	Jul 8, 2026
Instrument	20261105238
Transaction Type	Transfer
Record Updated	Sep 3, 2026
Title Company	AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$66,326.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 E HOWARD ST, HIBBING, MN 55746-1720

Mortgage

Document Number	0001105239,
Date	Aug 25, 2026
Instrument	20261105239

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0001105240,
Date	Aug 25, 2026
Instrument	20261105240

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2036

Interest

Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	814 E HOWARD ST, HIBBING, MN 55746-1720
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 E HOWARD ST, HIBBING, MN 55746-1720

Mortgage

Document Number	0001073690
Date	Oct 24, 2023
Instrument	1073690

Lender

Name	SECURITY STATE BANK OF HIBBING
Type	Bank
Address	HIBBING, MN 55746

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	63 Months
Due	Jan 12, 2029

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 22, 2022
Property Address	814 E HOWARD ST, HIBBING, MN 55746-1720
Document Number	0001057997
Instrument Date	May 5, 2022
Instrument	1057997
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	SELLMAN TITLE COMPANY, SELLMAN TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$461.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	814 E HOWARD ST, HIBBING, MN 55746-1720

Mortgage

Document Number	0001057998
Date	Jun 22, 2022
Instrument	1057998

Lender

Name	SECURITY STATE BANK OF HIBBING
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hibbing City
Unified School District	Hibbing Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,172.00 (+11.62%) Homeowner's exemption
2025	$1,050.00 (-18.6%) Homeowner's exemption	$137,200 (+4.65%) Land $14,100 Building $123,100	$137,200 (+4.65%) Land $14,100 Building $123,100
2024	$1,290.00	$131,100 (+2.74%) Land $14,100 Building $117,000	$131,100 (+2.74%) Land $14,100 Building $117,000
2022		$127,600 Land $12,600 Building $115,000	$127,600 Land $12,600 Building $115,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hibbing serves 16,028 people · EPA ID MN1690022
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	14 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: CTC, Verizon.

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