815 E Flag Ln, Kissimmee, FL 34759 Property Records

Osceola County property record for 815 E Flag Ln, Kissimmee, FL 34759

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,218 sqft · built 1974
Lot Size	0.177 acres (7,710 sqft)
Owner	Company Name on File
Last Sale	$228,000 (Jan 2022)
Tax Bill	$3,537 (2025)
Deeds & Mortgages	Sep 2022 Construction Loan Sep 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`25-26-28-6124-1662-0140`

Property Details

APN / Parcel Number

Primary APN	`25-26-28-6124-1662-0140`
Alternative APNs	`262825612416620140` `26823`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,218 sqft Living Area
Gross Area	2,052 sqft
1st Floor Area	1,218 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,710 sqft (0.177 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Florida Room
Porch Area	474 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	815 E FLAG LN
City	KISSIMMEE
State	FL
Zip	34759-3322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POINCIANA V1 NBD 3S PB 3 PG 53 BLK 1662 LOT 14 18/27/29
Legal Range	28E
Legal Township	26S
Legal Section	25
Legal Subdivision	POINCIANA VLG 1 NBHD 3 SOUTH
Legal Block	1662
Legal Lot Number	14
Jurisdiction	OSCEOLA FL
Township / Civil Division	KISSIMMEE
Census Block Group	1
Census Block	1021
Census Tract	41302

Owner

815 E Flag Ln is owned by a company that bought it in January 2022.

Source: Osceola County records, as of September 17, 2026

Owner of Record	Company Name on File
Mailing Address	2325 POINTE PKWY, 250, CARMEL, IN 46032-3295
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed of Trust, Mortgage · Construction Mortgage GOLDMAN SACHS MORTGAGE COMPANY
Sep 9, 2022	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Feb 22, 2021	Deed of Trust, Mortgage · FHA Mortgage US NATIONAL BANK
Jan 5, 2022	Special Warranty Deed, Transfer AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC
Nov 27, 2019	Deed of Trust, Mortgage ENVOY MTG
Aug 12, 2019	Warranty Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2022 · Amount on File
Deed Sale	Jan 5, 2022 · Amount on File
Prior Sale	Aug 12, 2019 · Amount on File
Deed Document Number	20222823
Deed Book / Page	6123 / 776
Prior Transfer Date	Sep 13, 1995
Prior Transfer Doc	1433001175
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	815 E FLAG LN, KISSIMMEE, FL 34759-3322
Transaction Type	Mortgage
Record Updated	Oct 5, 2022
Title Company	OS NATIONAL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062892835
Date	Sep 22, 2022
Book Page	6289/2835
Instrument	2022143472

Lender

Name	GOLDMAN SACHS MORTGAGE COMPANY
Type	Mortgage Company
Address	NEW YORK, NY 10282

Agreement

Type	Construction Mortgage
Amount	Amount on Record

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 9, 2022
Property Address	815 E FLAG LN, KISSIMMEE, FL 34759-3322
Document Number	0062832106
Book / Page	6283 / 2106
Map Reference	MB 3 PG 53-58
Instrument Date	Aug 3, 2022
Instrument	2022137864
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2325 POINTE PKWY STE 250, 2325, CARMEL, IN 46032-3295

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2325 POINTE PKWY STE 250, 250, CARMEL, IN 46032-3295
Mail Care Of	RENU PROPERTY MANAGEMENT LLC
Investor	Possibly a Property Investor

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	815 E FLAG LN, KISSIMMEE, FL 34759-3322
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 E FLAG LN, KISSIMMEE, FL 34759-3322

Mortgage

Document Number	0058952246
Date	Feb 22, 2021
Book Page	5895/2246
Instrument	2021025146

Lender

Name	US NATIONAL BANK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	342 Months
Due	Aug 1, 2049

January 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 5, 2022
Property Address	815 E FLAG LN, KISSIMMEE, FL 34759-3322
Document Number	0061230776
Book / Page	6123 / 776
Map Reference	MB 3 PG 53-58
Instrument Date	Dec 28, 2021
Instrument	2022002823
Transaction Type	Transfer
Record Updated	Jan 21, 2022
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transaction

Amount	Amount on Record
Tax	$1,596.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6148 FOOTHILLS DR, 6148, MURFREESBORO, TN 37129-2671

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2325 POINTE PKWY STE 250, 250, CARMEL, IN 46032-3295
Investor	Possibly a Property Investor

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	815 E FLAG LN, KISSIMMEE, FL 34759-3322
Document Number	0056360402
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 E FLAG LN KISSIMMEE FL 347593322, KISSIMMEE, FL 34759-3322

Mortgage

Document Number	0056360402
Date	Dec 6, 2019
Book Page	005636/000402
Instrument	158480

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 5, 2049

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 12, 2019
Property Address	815 E FLAG LN, KISSIMMEE, FL 34759-3322
Document Number	0055720301
Book / Page	5572 / 0301
Map Reference	MB 3 PG 53-58
Instrument Date	Jul 31, 2019
Instrument	2019103860
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	QUALITY TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,057.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3200 SLATE RD, 3200, SAINT CLOUD, FL 34772-6521

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 E FLAG LN, KISSIMMEE, FL 34759-3322

Mortgage

Document Number	0005572304
Date	Aug 12, 2019
Instrument	5572/304

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 815 E Flag Ln was $3,537.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,537.00	$203,900 Land $50,000 Building $153,900	$203,900 Land $50,000 Building $153,900
2023	$3,464.00 (+21.46%)	$203,600 (+24.98%) Land $48,000 Building $155,600	$203,600 (+24.98%) Land $48,000 Building $155,600
2022	$2,852.00	$162,900 Land $37,000 Building $125,900	$162,900 Land $37,000 Building $125,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 815 E Flag Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 815 E Flag Ln is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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