812 E Flag Ln, Kissimmee, FL 34759 Property Records

Osceola County property record for 812 E Flag Ln, Kissimmee, FL 34759

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,488 sqft · built 1973
Lot Size	0.218 acres (9,496 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Jun 2026)
Tax Bill	$1,478 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-26-28-6124-1663-0110`

Property Details

APN / Parcel Number

Primary APN	`25-26-28-6124-1663-0110`
Alternative APNs	`262825612416630110` `26836`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,488 sqft Living Area
Gross Area	2,322 sqft
1st Floor Area	1,488 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,496 sqft (0.218 acres)
Lot Dimensions	87 ft deep x 87 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Florida Room
Porch Area	474 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	812 E FLAG LN
City	KISSIMMEE
State	FL
Zip	34759-3321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPUD
Legal Description	POINCIANA V1 NBD 3S PB 3 PG 53 BLK 1663 LOT 11 18/27/29
Legal Range	28E
Legal Township	26S
Legal Section	25
Legal Subdivision	POINCIANA VLG 1 NBHD 3 SOUTH
Legal Tract	6124
Legal Block	1663
Legal Lot Number	11
Jurisdiction	OSCEOLA FL
Township / Civil Division	KISSIMMEE
Census Block Group	1
Census Block	1013
Census Tract	41302

Owner

812 E Flag Ln is owned and occupied by an individual who bought it in June 2026.

Source: Osceola County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	812 E FLAG LN, KISSIMMEE, FL 34759-3321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2025	Deed of Trust, Mortgage · Balloon Mortgage ADMIN CAPITAL LLC
Jun 17, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN NBRHD MORTGAGE ACCPTNC
Jun 17, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE ACCEPTANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2026 · Amount on File
Deed Sale	Jun 17, 2026 · Amount on File
Prior Sale	Dec 3, 2014 · Amount on File
Deed Document Number	202679825
Deed Book / Page	6989 / 1852
Prior Transfer Date	May 28, 2014
Prior Transfer Doc	0046152397
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	812 E FLAG LN, KISSIMMEE, FL 34759-3321
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	ROSCOMMON COUNTY TITLE INSURANCE AGENCY, ROSEMONT TITLE INS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 E FLAG LN, KISSIMMEE, FL 34759-3321

Mortgage

Document Number	0068141866
Date	Jul 8, 2025
Book Page	6814/1866
Instrument	2025083917

Lender

Name	ADMIN CAPITAL LLC
Type	Non-Lending Institution
Address	KISSIMMEE, FL 34743

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 1, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 17, 2026
Property Address	812 E FLAG LN, KISSIMMEE, FL 34759-3321
Document Number	0000079825
Book / Page	6989 / 1852
Instrument Date	Jun 16, 2026
Instrument	202679825
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	ROSEMONT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183,820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 E FLAG LN, KISSIMMEE, FL 34759-3321

Mortgage

Document Number	0000079826,
Date	Jun 17, 2026
Instrument	202679826

Lender

Name	AMERICAN NBRHD MORTGAGE ACCPTNC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 17, 2026
Property Address	812 E FLAG LN, KISSIMMEE, FL 34759-3321
Document Number	0069891852
Book / Page	6989 / 1852
Instrument Date	Jun 16, 2026
Instrument	202679825
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	ROSS TITLE, ROSEMONT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183,820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 E FLAG LN, KISSIMMEE, FL 34759-3321

Mortgage

Document Number	0000079826,
Date	Jun 17, 2026
Instrument	202679826

Lender

Name	AMERICAN MORTGAGE ACCEPTANCE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 812 E Flag Ln was $1,478 with a homeowner's exemption, down 43.4% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,478.00 (-43.37%) Homeowner's exemption	$96,140	$221,200 Land $50,000 Building $171,200
2024	$2,610.00 (+1.36%)
2023	$2,575.00 (+3.79%) Homeowner's exemption	$90,710 (+3%)	$221,200 (+25.11%) Land $48,000 Building $173,200
2022	$2,481.00 Homeowner's exemption	$88,068	$176,800 Land $37,000 Building $139,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 812 E Flag Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 812 E Flag Ln is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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