815 E 4th St N, Ladysmith, WI 54848 Property Records

Rusk County property record for 815 E 4th St N, Ladysmith, WI 54848

Property Summary

Property TypeSingle Family Home
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$105,000 (Oct 2023)
Tax Bill$1,345 (2025)
Deeds & MortgagesOct 2023 Mortgage
Oct 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN246-03080-0000

Property Details

APN / Parcel Number

Primary APN246-03080-0000

Exterior

Lot Area8,712 sqft

Location & Zoning

Street Address815 E 4TH ST N
CityLADYSMITH
StateWI
Zip54848-1552
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROSS SUB OF LOT 1 BLOCK 3 MENASHA WOODEN WARE COS 3RD ADDN N 12 OF LOTS 3 & 4 BLOCK 2 DOCUMENT # 368672
Legal Range06W
Legal Township35N
Legal Section34
Legal QuarterSE
Quarter-Quarter SectionNW
Legal SubdivisionROSS SUB
Legal Block3,2
Legal Lot Number1-4
JurisdictionRUSK WI
Township / Civil DivisionLADYSMITH
Census Block Group1
Census Block1038
Census Tract960500

Owner

Source: Rusk County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address815 E 4TH ST N, LADYSMITH, WI 54848-1552
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2023Deed of Trust, Mortgage · Seller Carry-Back
PATRICK I ANDERSON
Oct 9, 2023Warranty Deed, Transfer · Conventional Mortgage
LADYSMITH FEDERAL S & L
Jun 14, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 9, 2023 · Amount on Record
Deed SaleOct 9, 2023 · Amount on Record
Prior SaleJun 14, 2021 · Amount on Record
Deed Document Number368672
Record UpdatedJun 8, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUSK WI
Property Address815 E 4TH ST N, LADYSMITH, WI 54848-1552
Transaction TypeMortgage
Record UpdatedOct 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000368675
DateOct 9, 2023
Instrument368675
Lender
NamePATRICK I ANDERSON
TypeSeller
AddressNA
Agreement
TypeSeller Carry-Back
AmountAmount Recorded

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUSK WI
Recording DateOct 9, 2023
Property Address815 E 4TH ST N, LADYSMITH, WI 54848-1552
Document Number0000368672
Instrument DateSep 1, 2023
Instrument368672
Transaction TypeTransfer
Record UpdatedOct 25, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$315.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000368673
DateOct 9, 2023
Instrument368673
Lender
NameLADYSMITH FEDERAL S & L
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Mortgage

Document Number0000368674
DateOct 9, 2023
Instrument368674
Lender
NameLADYSMITH FEDERAL S & L
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUSK WI
Recording DateJun 14, 2021
Property Address815 E 4TH ST N, LADYSMITH, WI 54848-1552
Document Number360026
Instrument DateJun 14, 2021
Instrument360026
Transaction TypeTransfer
Record UpdatedJul 7, 2021

Transaction

AmountAmount Recorded
Tax$105.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressN7504 HACKETT RD, HAWKINS, WI 54530-9737

Tax Assessment & Valuation

Source: Rusk County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyRusk County
MunicipalityLadysmith City
Unified School DistrictLadysmith School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,345.00 (+18.61%)$45,900 (-) Land $6,400 Building $39,500$78,400 (+36.82%)
2023$1,134.00 (-2.66%)$45,900 (-) Land $6,400 Building $39,500$57,300 (+5.52%)
2022$1,165.00$45,900 Land $6,400 Building $39,500$54,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1994)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 1994 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLADYSMITH WATERWORKS
serves 3,184 people · EPA ID WI8550131
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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