Rusk County property record for 809 E 4th St N, Ladysmith, WI 54848
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (Apr 2025) |
| Tax Bill | $2,099 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Jul 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 246-03081-0000 |
| Primary APN | 246-03081-0000 |
|---|
| Lot Area | 8,712 sqft |
|---|
| Street Address | 809 E 4TH ST N |
|---|---|
| City | LADYSMITH |
| State | WI |
| Zip | 54848-1552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROSS SUB OF LOT 1 BLOCK 3 MENASHA WOODEN WARE COS 3RD ADDN S 12 OF LOTS 3 & 4 BLOCK 2 DOCUMENT # 373253 |
| Legal Range | 06W |
| Legal Township | 35N |
| Legal Section | 34 |
| Legal Quarter | SE |
| Quarter-Quarter Section | NW |
| Legal Subdivision | ROSS SUB |
| Legal Block | 3,2 |
| Legal Lot Number | 1-4 |
| Jurisdiction | RUSK WI |
| Township / Civil Division | LADYSMITH |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 960500 |
Source: Rusk County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 809 E 4TH ST N, LADYSMITH, WI 54848-1552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2023 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE |
| Jul 26, 2023 | Transfer on Death Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 4, 2025 · Amount on Record |
| Deed Sale | Apr 4, 2025 · Amount on Record |
| Prior Sale | Jul 26, 2023 · Amount on Record |
| Deed Document Number | 373253 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUSK WI |
| Recording Date | Jul 26, 2023 |
| Property Address | 809 E 4TH ST N, LADYSMITH, WI 54848-1552 |
| Document Number | 0000367989 |
| Instrument Date | Jul 1, 2023 |
| Instrument | 367989 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000367990 |
|---|---|
| Date | Jul 26, 2023 |
| Instrument | 367990 |
| Name | PROSPERITY HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | RUSK WI |
| Recording Date | Jul 26, 2023 |
| Property Address | 809 E 4TH ST N, LADYSMITH, WI 54848-1552 |
| Document Number | 0000367991 |
| Instrument Date | Jul 1, 2023 |
| Instrument | 367991 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
Source: Rusk County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Rusk County |
| Municipality | Ladysmith City |
| Unified School District | Ladysmith School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,099.00 (+26.98%) Homeowner's exemption | $76,900 (-) Land $6,400 Building $70,500 | $131,400 (+36.88%) |
| 2023 | $1,653.00 (-4.56%) Homeowner's exemption | $76,900 (-) Land $6,400 Building $70,500 | $96,000 (+5.49%) |
| 2022 | $1,732.00 Homeowner's exemption | $76,900 Land $6,400 Building $70,500 | $91,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1994) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 1994 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LADYSMITH WATERWORKS serves 3,184 people · EPA ID WI8550131 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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