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815 E 10th St, Panama City, FL 32401 Property Records

Bay County property record for 815 E 10th St, Panama City, FL 32401

Property Summary

Property TypeResidential Vacant Land
Details3 bd · 1 ba
Lot Size0.128 acres (5,576 sqft)
OwnerIndividual Name on Record
Last Sale$18,000 (Aug 2022)
Tax Bill$198 (2025)
Deeds & MortgagesAug 2022 Sale
Flood ZoneZone X (minimal risk)
APN17064-000-000

Property Details

APN / Parcel Number

Primary APN17064-000-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story

Exterior

Lot Area5,576 sqft (0.128 acres)
Lot Dimensions140 ft deep x 40 ft wide

Location & Zoning

Street Address815 E 10TH ST
CityPANAMA CITY
StateFL
Zip32401-3445
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodePC03
Legal DescriptionGLENWOOD ADD. LOT 18 BLK 5 ORB 4599 P 771
Legal Range14W
Legal Township04S
Legal Section04
Legal SubdivisionGLENWOOD
Legal Block5
Legal Lot Number18
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group4
Census Block4021
Census Tract1600

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1520 VOTAW RD, APOPKA, FL 32703-4667
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2022 · Amount on Record
Deed SaleAug 15, 2022 · Amount on Record
Deed Document Number2022060635
Deed Book / Page4599 / 771
Record UpdatedJun 8, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateAug 15, 2022
Property Address815 E 10TH ST, PANAMA CITY, FL 32401-3445
Document Number0045990771
Book / Page4599 / 771
Map ReferenceMB 4 PG 13
Instrument DateAug 15, 2022
Instrument2022060635
Transaction TypeTransfer
Record UpdatedSep 9, 2022
Title CompanyNOT AVAILABLE, DEFENDER T&E AGCY LLC

Transaction

AmountAmount Recorded
Tax$126.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1505 LINCOLN AVE, 1505, PANAMA CITY, FL 32405-3145

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1520 VOTAW RD, APOPKA, FL 32703-4667

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$198.00 (-46.05%)$12,544 (+18.52%) Land $12,544$12,544 (+18.52%) Land $12,544
2023$367.00 (+12.92%)$10,584 (+34.33%) Land $10,584$10,584 (+34.33%) Land $10,584
2022$325.00$7,879 Land $7,879$7,879 Land $7,879

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1995–2023)
Claims Outside the SFHA3 of 6
Most Recent ClaimSep 2023
Claims by Event
  • Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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