813 E 10th St, Panama City, FL 32401 Property Records

Bay County property record for 813 E 10th St, Panama City, FL 32401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 903 sqft · built 1945
Lot Size	0.128 acres (5,576 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Jun 2024)
Tax Bill	$1,703 (2025)
Deeds & Mortgages	Feb 2024 Sale Sep 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17063-000-000`

Property Details

APN / Parcel Number

Primary APN	`17063-000-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	903 sqft Heated Area
1st Floor Area	1,133 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1945
Effective Year Built	Effective 2015
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	5,576 sqft (0.128 acres)
Lot Dimensions	140 ft deep x 40 ft wide
Porch	Porch
Porch Area	132 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	813 E 10TH ST
City	PANAMA CITY
State	FL
Zip	32401-3445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC03
Legal Description	GLENWOOD ADD LOT 17 BLK 5 MAP 105B4 ORB 4812 P 814
Legal Range	14W
Legal Township	04S
Legal Section	04
Legal Subdivision	GLENWOOD ADD
Legal Block	5
Legal Lot Number	17
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	4
Census Block	4021
Census Tract	1600

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	813 E 10TH ST, PANAMA CITY, FL 32401-3445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 12, 2022	Warranty Deed, Transfer MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC
Jan 4, 2022	Warranty Deed, Transfer AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2024 · Amount on Record
Deed Sale	Jun 17, 2024 · Amount on Record
Prior Sale	Feb 9, 2024 · Amount on Record
Deed Document Number	2024035351
Deed Book / Page	4812 / 814
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Feb 9, 2024
Property Address	813 E 10TH ST, PANAMA CITY, FL 32401-3445
Document Number	0047720577
Book / Page	4772 / 577
Map Reference	MB 4 PG 13
Instrument Date	Feb 8, 2024
Instrument	2024007284
Transaction Type	Transfer
Record Updated	Mar 7, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$336.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5017 KENDRICK ST, PANAMA CITY, FL 32404-6703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12773 FOREST HILL BLVD STE 207, 207, WELLINGTON, FL 33414-4762

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Sep 12, 2022
Property Address	813 E 10TH ST, PANAMA CITY, FL 32401-3445
Document Number	0046081729
Book / Page	4608 / 1729
Instrument Date	Sep 9, 2022
Instrument	2022067255
Transaction Type	Transfer
Record Updated	Sep 26, 2022
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount Recorded
Tax	$189.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	134 B SEVIER AVE, 134, KINGSPORT, TN 37660

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5017 KENDRICK ST, PANAMA CITY, FL 32404-6703

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jan 4, 2022
Property Address	813 E 10TH ST, PANAMA CITY, FL 32401-3445
Document Number	0045071025
Book / Page	4507 / 1025
Instrument Date	Dec 28, 2021
Instrument	2022000712
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Tax	$56.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	386 MYRTLE AVE, 386, IRVINGTON, NJ 07111-2730

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 E SEVIER AVE, KINGSPORT, TN 37660-3728

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,703.00 (+79.83%) Homeowner's exemption	$149,905 (+245.07%) Land $12,544 Building $137,361	$149,905 (+245.07%) Land $12,544 Building $137,361
2023	$947.00 (+6.4%)	$43,442 (+1.41%) Land $10,584 Building $32,858	$43,442 (+1.41%) Land $10,584 Building $32,858
2022	$890.00	$42,836 Land $7,879 Building $34,957	$42,836 Land $7,879 Building $34,957

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1995–2023)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2023
Claims by Event	Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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