815 Derby St, Raymore, MO 64083 Property Records

Cass County property record for 815 Derby St, Raymore, MO 64083

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,430 sqft · built 2003
Lot Size	0.196 acres (8,538 sqft)
Owner	2 Individual Names on Record
Last Sale	$207,200 (Aug 2018)
Tax Bill	$7,723 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-05-21-000-000-397.000`

Property Details

APN / Parcel Number

Primary APN	`04-05-21-000-000-397.000`
Alternative APN	`2326997`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,430 sqft Living Area
Gross Area	3,280 sqft
1st Floor Area	1,430 sqft
Basement Area	1,430 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	A-Frame
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,538 sqft (0.196 acres)
Lot Dimensions	120 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	30 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	2326997
Street Address	815 DERBY ST
City	RAYMORE
State	MO
Zip	64083-8565
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANTER RIDGE 7TH PLAT LOT 98
Legal Subdivision	CANTER RIDGE 7TH
Legal Lot Number	98
Jurisdiction	CASS MO
Township / Civil Division	RAYMORE
Census Block Group	2
Census Block	2016
Census Tract	60305

Owner

Source: Cass County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	815 DERBY ST, RAYMORE, MO 64083-8565
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage JLB CORP
Aug 24, 2018	Intrafamily Transfer, Transfer
Aug 24, 2018	Warranty Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2018 · Amount on Record
Deed Sale	Aug 24, 2018 · Amount on Record
Prior Sale	Jan 18, 2013 · Amount on Record
Deed Document Number	2018631949
Deed Book / Page	4282 / 78
Last Transfer Date	Oct 25, 2024
Transfer Doc	0005110/78
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	815 DERBY ST, RAYMORE, MO 64083-8565
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 DERBY ST, RAYMORE, MO 64083-8565

Mortgage

Document Number	4655/48
Date	Mar 18, 2021
Book Page	4655/48
Instrument	686793

Lender

Name	JLB CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MO
Recording Date	Aug 24, 2018
Property Address	815 DERBY ST, RAYMORE, MO 64083-8565
Document Number	4282/077
Book / Page	4282 / 077
Map Reference	MB 17 PG 71
Instrument Date	Aug 20, 2018
Instrument	631948
Transaction Type	Transfer
Record Updated	Nov 12, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 DERBY ST, RAYMORE, MO 64083-8565

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Aug 24, 2018
Property Address	815 DERBY ST, RAYMORE, MO 64083-8565
Document Number	4282/078
Book / Page	4282 / 078
Map Reference	MB 17 PG 71
Instrument Date	Aug 20, 2018
Instrument	631949
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	COFFELT LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 DERBY ST, RAYMORE, MO 64083-8565

Mortgage

Document Number	631967
Date	Aug 24, 2018
Instrument	631967

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Max Rate	9.37%

Tax Assessment & Valuation

Source: Cass County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Raymore City
Unified School District	Raymore-Peculiar R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,723.00 (+164.03%)	$40,650 (+13.07%) Land $6,140 Building $34,510	$213,980 (+13.07%) Land $32,330 Building $181,650
2024	$2,925.00 (+0.14%)
2023	$2,921.00 (+4,768.33%)	$35,950 (+12.1%) Land $5,580 Building $30,370	$189,250 (+12.12%) Land $29,390 Building $159,860
2022	$60.00	$32,070 Land $5,580 Building $26,490
2021			$168,790 Land $29,390 Building $139,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAYMORE PWS serves 21,517 people · EPA ID MO1010675
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: KC Web, Verizon, Wisper ISP.

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