812 Derby St, Raymore, MO 64083 Property Records

Cass County property record for 812 Derby St, Raymore, MO 64083

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,324 sqft · built 2003
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$7,381 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-05-21-000-000-351.000`

Property Details

APN / Parcel Number

Primary APN	`04-05-21-000-000-351.000`
Alternative APN	`2326951`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,324 sqft Living Area
1st Floor Area	1,324 sqft
Basement Area	1,324 sqft
Finished Basement	572 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Location & Zoning

Account Number	2326951
Street Address	812 DERBY ST
City	RAYMORE
State	MO
Zip	64083-8565
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANTER RIDGE 7TH PLAT LOT 52
Legal Range	32
Legal Township	46
Legal Section	21
Legal Subdivision	CANTER RIDGE 7TH
Legal Lot Number	52
Jurisdiction	CASS MO
Township / Civil Division	RAYMORE
Census Block Group	2
Census Block	2019
Census Tract	60305

Owner

Source: Cass County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	812 DERBY ST, RAYMORE, MO 64083-8565
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 13, 2020	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Apr 19, 2022	Warranty Deed, Transfer · Conventional Mortgage BELL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2022
Deed Sale	Apr 19, 2022
Prior Sale	Jun 16, 2016
Deed Document Number	714894
Deed Book / Page	4844 / 71
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	812 DERBY ST, RAYMORE, MO 64083-8565
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 DERBY ST, RAYMORE, MO 64083-8565
Investor	Possibly a Property Investor

Mortgage

Document Number	0004611/85
Date	Dec 28, 2020
Book Page	4611/85
Instrument	680677

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CHESTERFIELD, MO 63005

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	812 DERBY ST, RAYMORE, MO 64083-8565
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	STEWART

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0004469/47
Date	Mar 13, 2020
Book Page	4469/47
Instrument	661250

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Apr 19, 2022
Property Address	812 DERBY ST, RAYMORE, MO 64083-8565
Document Number	0004844/71
Book / Page	4844 / 71
Map Reference	MB 17 PG 71
Instrument Date	Apr 18, 2022
Instrument	714894
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	812 DERBY ST, 812, RAYMORE, MO 64083-8565

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 DERBY ST, RAYMORE, MO 64083-8565

Mortgage

Document Number	0000484472
Date	Apr 19, 2022
Instrument	4844/72

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Cass County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Raymore City
Unified School District	Raymore-Peculiar R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,381.00 (+164.55%)	$38,850 (+13.17%) Land $4,760 Building $34,090	$204,460 (+13.17%) Land $25,050 Building $179,410
2023	$2,790.00 (+4,794.74%)	$34,330 (+13.56%) Land $4,330 Building $30,000	$180,660 (+13.57%) Land $22,770 Building $157,890
2022	$57.00	$30,230 Land $4,330 Building $25,900
2021			$159,070 Land $22,770 Building $136,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAYMORE PWS serves 21,517 people · EPA ID MO1010675
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: KC Web, Verizon, Wisper ISP.

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