Bell County property record for 815 Cross Dr, Temple, TX 76502 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2018 |
| Square Footage | 1,866 sqft Living Area |
| Lot Size | 6,808 sqft (0.156 acres) |
| Garage | 420 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $399,000 (2025) |
| Tax Bill | $5,220.00 (2025) |
| Primary APN | 0139894231 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,866 sqft Living Area |
|---|---|
| 1st Floor | 1,866 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,808 sqft (0.156 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 420 sqft Garage |
| Sprinklers | Installed Lawn/Plantings Watering System Sprinklers |
| Porch | Open Porch |
| Porch Area | 235 sqft Porch |
| Street Address | 815 CROSS DR |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76502-1304 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WYNDHAM HILL ADDITION PHASE VII, BLOCK 020, LOT 0013 |
| Legal Subdivision | WYNDHAM HILL ADDITION PHASE VII |
| Legal Block | 20 |
| Legal Lot Number | 13 |
| Jurisdiction | BELL TX |
| Minor Civil Division | TEMPLE |
| Census Blockgroup | 1 |
| Census Block | 1051 |
| Census Tract | 21305 |
Source: Bell County records · APN 0139894231
Assessment roll updated February 9, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 815 CROSS DR, TEMPLE, TX 76502-1304 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jan 17, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Feb 23, 2021 | Intrafamily Transfer, Transfer · Veterans Administration Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Nov 15, 2018 | Vendor's Lien, Transfer · Veterans Administration Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 13, 2025 · Amount on Record |
| Deed Sale | May 13, 2025 · Amount on Record |
| Prior Sale | Feb 23, 2021 · Amount on Record |
| Deed Doc Number | 202522891 |
| Prior Transfer Date | Feb 03, 2021 |
| Prior Transfer Doc | 0000010130 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 815 CROSS DR, TEMPLE, TX 76502-1304 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Title Company | CENTRALAND TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000002770 |
|---|---|
| Date | Jan 17, 2020 |
| Instrument | 2020-00002770 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Feb 23, 2021 |
| Property Address | 815 CROSS DR, TEMPLE, TX 76502-1304 |
| Document Number | 0000010130 |
| Instrument Date | Feb 03, 2021 |
| Instrument | 2021010130 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2021 |
| Title Company | MILESTONE TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 815 CROSS DR, TEMPLE, TX 76502-1304 |
| Document Number | 0000010131 |
|---|---|
| Date | Feb 23, 2021 |
| Instrument | 2021010131 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Nov 15, 2018 |
| Property Address | 815 CROSS DR, TEMPLE, TX 76502-1304 |
| Document Number | 0000047604 |
| Map Reference | DOC2017-109 |
| Instrument Date | Nov 14, 2018 |
| Instrument | 2018-00047604 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Title Company | CENTRALAND TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7353 W ADAMS AVE, 7353, TEMPLE, TX 76502-5539 |
| Name | Verified Name |
|---|---|
| Address | 815 CROSS DR, TEMPLE, TX 76502-1304 |
| Document Number | 0000047605 |
|---|---|
| Date | Nov 15, 2018 |
| Instrument | 2018-00047605 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Lender is also the Seller |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Bell County records · Assessment roll updated February 9, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Academy Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,220.00 (+15.77%) | $295,120 (-8.49%) | $308,871 (-4.23%) Land $40,000 Building $268,871 |
| 2023 | $4,509.00 (-10.09%) Homeowner's exemption | $322,505 Land $40,000 Building $282,505 | $322,505 Land $40,000 Building $282,505 |
| 2022 | $5,015.00 |
815 Cross Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Bell County (48027C), updated September 15, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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