723 Cross Dr, Temple, TX 76502 Property Records

Bell County property record for 723 Cross Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,766 sqft · built 2019
Lot Size	0.154 acres (6,717 sqft)
Owner	Individual Name on Record
Tax Bill	$4,338 (2023)
Deeds & Mortgages	Sep 2023 Second Mortgage Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0139894216`

Property Details

APN / Parcel Number

Primary APN	`0139894216`
Alternative APNs	`478059` `860095`

Interior

Stories	1 Story
Building Area	1,766 sqft Living Area
1st Floor Area	1,766 sqft

Exterior

Year Built	Built 2019
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	6,717 sqft (0.154 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	214 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	860095
Street Address	723 CROSS DR
City	TEMPLE
State	TX
Zip	76502-4440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WYNDHAM HILL ADDITION PHASE VII, BLOCK 020, LOT 0008
Legal Subdivision	WYNDHAM HILL ADDITION PHASE VII
Legal Block	20
Legal Lot Number	8
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1051
Census Tract	21305

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	723 CROSS DR, TEMPLE, TX 76502-4440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREATER TEXAS FCU
Nov 30, 2022	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 23, 2019	Vendor's Lien, Transfer · ARM EXTRACO BANKS NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2022
Deed Sale	Nov 30, 2022
Prior Sale	May 23, 2019
Deed Document Number	2022071526
Record Updated	Jun 7, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	723 CROSS DR, TEMPLE, TX 76502-4440
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043717
Date	Sep 29, 2023
Instrument	2023043717

Lender

Name	GREATER TEXAS FCU
Type	Credit Union
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 15, 2033

November 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Nov 30, 2022
Property Address	723 CROSS DR, TEMPLE, TX 76502-4440
Document Number	0000071526
Map Reference	DOC 2017-109
Instrument Date	Nov 30, 2022
Instrument	2022071526
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	723 CROSS DR, TEMPLE, TX 76502-4440

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	723 CROSS DR, TEMPLE, TX 76502-4440

Mortgage

Document Number	0000071527
Date	Nov 30, 2022
Instrument	2022071527

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

May 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	May 23, 2019
Property Address	723 CROSS DR, TEMPLE, TX 76502-4440
Document Number	0000021407
Map Reference	DOC 2017-109
Instrument Date	May 22, 2019
Instrument	2019-00021407
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	CENTRALAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	723 CROSS DR, TEMPLE, TX 76502-4440

Mortgage

Document Number	0000021408
Date	May 23, 2019
Instrument	2019-00021408

Lender

Name	EXTRACO BANKS NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.95%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	8.95%
Index	1-Year CMT
Max Rate	8.95%

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Academy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,338.00 (-10.58%) Homeowner's exemption	$316,456 Land $40,000 Building $276,456	$316,456 Land $40,000 Building $276,456
2022	$4,851.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Altitude ISP, AT&T, SOS Communications.

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