FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
815 BASIL LN, SAN LUIS OBISPO, CA 93401-7275
Mortgage
Document Number
0000029588
Date
Oct 8, 2025
Instrument
2025029588
Lender
Name
LOANDEPOT.COM LLC
Type
Mortgage Company
Address
IRVINE, CA 92618
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Nov 1, 2055
April 2024: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN LUIS OBISPO CA
Property Address
815 BASIL LN, SAN LUIS OBISPO, CA 93401-7275
Transaction Type
Mortgage
Record Updated
Apr 17, 2024
Title Company
ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
815 BASIL LN, SAN LUIS OBISPO, CA 93401-7275
Mortgage
Document Number
0000009093
Date
Apr 8, 2024
Instrument
2024009093
Lender
Name
LOANDEPOT.COM LLC
Type
Mortgage Company
Address
IRVINE, CA 92618
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Apr 1, 2054
July 2023: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
SAN LUIS OBISPO CA
Recording Date
Jul 31, 2023
Property Address
815 BASIL LN, SAN LUIS OBISPO, CA 93401-7275
Document Number
0000022150
Map Reference
MB 35 PG 48-53
Instrument Date
Jul 22, 2023
Instrument
2023022150
Transaction Type
Transfer
Record Updated
Aug 8, 2023
Title Company
ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
815 BASIL LN, SAN LUIS OBISPO, CA 93401-7275
Mortgage
Document Number
0000022151
Date
Jul 31, 2023
Instrument
2023022151
Lender
Name
LOANDEPOT.COM LLC
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Aug 1, 2053
April 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN LUIS OBISPO CA
Property Address
815 BASIL LN, SAN LUIS OBISPO, CA 93401-7275
Transaction Type
Mortgage
Record Updated
Jul 25, 2022
Title Company
FIDELITY NATIONAL TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0000015283
Date
Apr 18, 2018
Instrument
2018015283
Lender
Name
SESLOC FCU
Type
Credit Union
Address
SAN LUIS OBISPO, CA 93401
Agreement
Type
ARM
Amount
Amount on Record
Term
361 Months
Due
May 1, 2048
Interest
Rate Type
Adjustable Rate
Rate
3.62%
Type Change Date
May 1, 2023
Change Frequency
Annually
Min Rate At Change
3.62%
Max Rate At Change
4.62%
Index
11th District COF
Max Rate
8.62%
August 2021: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN LUIS OBISPO CA
Property Address
815 BASIL LN, SAN LUIS OBISPO, CA 93401-7275
Transaction Type
Mortgage
Record Updated
Jul 25, 2022
Title Company
FIDELITY NATIONAL TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
815 BASIL LN, SAN LUIS OBISPO, CA 93401-7275
Mortgage
Document Number
0000056641
Date
Aug 13, 2021
Instrument
2021056641
Lender
Name
SESLOC FCU
Type
Credit Union
Address
SAN LUIS OBISPO, CA 93401
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Sep 1, 2051
Interest
Rate Type
Adjustable Rate
Rate
2.87%
Type Change Date
Sep 1, 2028
Change Frequency
Annually
Min Rate At Change
2.87%
Max Rate At Change
3.87%
Index
Other
Max Rate
7.87%
Tax Assessment & Valuation
The 2025 property tax bill for 815 Basil Ln was $7,169, up 1.5% from the year before.
Source: San Luis Obispo County assessment roll, as of August 6, 2025
Property Jurisdictions
Type
Name
State
California
County
San Luis Obispo County
Municipality
San Luis Obispo City
Unified School District
San Luis Coastal Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2025
$7,169.00 (+1.46%)
$653,448Land $272,269Building $381,179
2024
$7,066.00 (+1.86%)
2023
$6,937.00 (+6.67%)Homeowner's exemption
$628,076Land $261,698Building $366,378
2022
$6,503.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 815 Basil Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 15 individual policies
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
19 units insured incl. 4 condo units
Nearby Flood Claims
1 (2017)
Most Recent Claim
Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 815 Basil Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood
0.04% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SAN LUIS OBISPO WATER DEPARTMENT serves 49,534 people · EPA ID CA4010009
Water Source
Surface water
Last State Inspection
Oct 2024
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area
1,000 / 1,000
Verizon Fixed Wireless
300 / 20
Surfnet Communications Fixed Wireless
100 / 20
May also be available: Astound Broadband, AT&T, Peak WiFi, Ranch Wifi.