815 Barnes Mill Rd, Richmond, KY 40475 Property Records

Madison County property record for 815 Barnes Mill Rd, Richmond, KY 40475

Property Summary

Property Type	Apartments (5+ Units)
Details	2,176 sqft
Owner	Company Name on File
Last Sale	$4,780,268 (Nov 2021)
Tax Bill	$3,743 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R002-0006-0032`

Property Details

APN / Parcel Number

Primary APN	`R002-0006-0032`
Alternative APNs	`111394` `74545` `40576`

Interior

Units	8 Units
Stories	1 Story
Building Area	2,176 sqft Living Area

Exterior

Exterior Material	Brick

Location & Zoning

Account Number	40576
Street Address	815 BARNES MILL RD
City	RICHMOND
State	KY
Zip	40475-3523
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	DESC
Legal Subdivision	BARNES MILL
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1002
Census Tract	10601

Owner

815 Barnes Mill Rd, a residential property, is owned by a company that bought it in November 2021 and is owner-occupied.

Source: Madison County records, as of December 8, 2025

Owner of Record	Company Name on File
Mailing Address	510 THREE FORKS RD, RICHMOND, KY 40475-8008
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2023	Deed of Trust, Mortgage · Commercial Mortgage MONTICELLO BANKING CO
Nov 3, 2021	Deed, Transfer MONTICELLO BANKING CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2021 · Amount on File
Deed Sale	Nov 3, 2021 · Amount on File
Prior Sale	Feb 7, 2006
Deed Document Number	2014062371
Deed Book / Page	D813 / 753
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	815 BARNES MILL RD, RICHMOND, KY 40475-3523
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2275/527
Date	Dec 22, 2023
Book Page	M2275/527
Instrument	2014184041

Lender

Name	MONTICELLO BANKING CO
Type	Bank
Address	MONTICELLO, KY 42633

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	24 Months
Due	Dec 22, 2025

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Nov 3, 2021
Property Address	815 BARNES MILL RD, RICHMOND, KY 40475-3523
Document Number	00D813/753
Book / Page	D813 / 753
Instrument Date	Nov 2, 2021
Instrument	2014062371
Transaction Type	Transfer
Record Updated	Feb 2, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,780.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	408 JASON DR STE 101, 101, RICHMOND, KY 40475-2541

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 THREE FORKS RD, RICHMOND, KY 40475-8008

Mortgage

Document Number	0M2107/608
Date	Nov 3, 2021
Book Page	M2107/608
Instrument	2014062375

Lender

Name	MONTICELLO BANKING CO
Type	Bank
Address	MONTICELLO, KY 42633

Agreement

Amount	Amount on Record
Term	312 Months
Due	Nov 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 815 Barnes Mill Rd was $3,743 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,743.00 Additional exemption filed	$397,000	$397,000
2023	$3,566.00 (-0.31%)	$367,715 (-)	$367,715 (-)
2022	$3,577.00	$367,715	$367,715

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 815 Barnes Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 815 Barnes Mill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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