724 Barnes Mill Rd, Richmond, KY 40475 Property Records

Madison County property record for 724 Barnes Mill Rd, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	2,856 sqft
Lot Size	0.453 acres (19,762 sqft)
Owner	2 Individual Names on Record
Last Sale	$665,000 (Jun 2026)
Tax Bill	$3,621 (2025)
Deeds & Mortgages	Nov 2006 Mortgage Dec 2006 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R002-0010-0018`

Property Details

APN / Parcel Number

Primary APN	`R002-0010-0018`
Alternative APNs	`120972` `83977` `50472`

Interior

Stories	1 Story
Building Area	2,856 sqft Living Area
1st Floor Area	1,820 sqft
Basement Area	1,820 sqft
Unfinished Basement	1,820 sqft

Exterior

Exterior Material	Brick Veneer
Lot Area	19,762 sqft (0.453 acres)
Garage Type	Basement
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	50472
Street Address	724 BARNES MILL RD
City	RICHMOND
State	KY
Zip	40475-3517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE PARK LOT 15
Legal Subdivision	COLLEGE PARK
Legal Lot Number	15
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	3
Census Block	3004
Census Tract	10601

Owner

Source: Madison County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	724 BARNES MILL RD, RICHMOND, KY 40475-3517
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2006	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Dec 1, 2006	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Jun 3, 2026	Deed, Transfer · Line of Credit LAND GROUP TITLE
May 20, 2026	Deed, Transfer LAND GROUP TITLE
Aug 7, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK FSB
Oct 18, 2006	Deed, Transfer · Conventional Mortgage ALLIED HOME MORTGAGE CAPITAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2026 · Amount on Record
Deed Sale	Jun 3, 2026 · Amount on Record
Prior Sale	Aug 7, 2020 · Amount on Record
Deed Document Number	202614353012
Deed Book / Page	883 / 514
Record Updated	Sep 20, 2026

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	724 BARNES MILL RD, RICHMOND, KY 40475-3517
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1145/147
Date	Nov 13, 2006
Book Page	M1145/147
Instrument	378769

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Oct 12, 2026

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	724 BARNES MILL RD, RICHMOND, KY 40475-3517
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1148/283
Date	Dec 1, 2006
Book Page	M1148/283
Instrument	379712

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Nov 2, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jun 3, 2026
Property Address	724 BARNES MILL RD, RICHMOND, KY 40475-3517
Document Number	0014353012
Book / Page	883 / 514
Instrument Date	May 11, 2026
Instrument	202614353012
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	LAND GROUP TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$67,165.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	724 BARNES MILL RD, RICHMOND, KY 40475-3517

Mortgage

Document Number	0014353012,
Date	Jun 3, 2026
Book Page	2473/138
Instrument	202614353012

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2056

Interest

Rate	6.23%
Max Rate	-1%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	May 20, 2026
Property Address	724 BARNES MILL RD, RICHMOND, KY 40475-3517
Document Number	0014350101
Book / Page	883 / 60
Instrument Date	Apr 24, 2026
Instrument	202614350101
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	LAND GROUP TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	724 BARNES MILL RD, RICHMOND, KY 40475-3517

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Aug 7, 2020
Property Address	724 BARNES MILL RD, RICHMOND, KY 40475-3517
Document Number	0D00792/86
Book / Page	D00792 / 86
Map Reference	MB 2 PG 125
Instrument Date	Jul 30, 2020
Instrument	2014017622
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$384.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3603 LIVE OAK HOLLOW DR, ORANGE PARK, FL 32065-2529

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	724 BARNES MILL RD, RICHMOND, KY 40475-3517

Mortgage

Document Number	2014017623
Date	Aug 7, 2020
Instrument	2014017623

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2035

October 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Oct 18, 2006
Property Address	724 BARNES MILL RD, RICHMOND, KY 40475-3517
Document Number	0D0613/716
Book / Page	D0613 / 716
Map Reference	MB2PG105
Instrument Date	Oct 12, 2006
Instrument	377501
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	217 RIDGEWAY DR, RICHMOND, KY 40475-2241

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	724 BARNES MILL RD, RICHMOND, KY 40475-3517

Mortgage

Document Number	0M1139/757
Date	Oct 18, 2006
Book Page	M1139/757
Instrument	377502

Lender

Name	ALLIED HOME MORTGAGE CAPITAL CORP
Type	Mortgage Company
Address	HOUSTON, TX 77092

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,621.00 (-2.77%)	$384,000 (-)	$384,000 (-)
2023	$3,724.00 (-0.32%)	$384,000 (-)	$384,000 (-)
2022	$3,736.00	$384,000	$384,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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