815 Area St, McHenry, IL 60051 Property Records

McHenry County property record for 815 Area St, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 999 sqft · built 1963
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Nov 2018)
Tax Bill	$5,512 (2024)
Deeds & Mortgages	Nov 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`15-29-354-002`

Property Details

APN / Parcel Number

Primary APN	`15-29-354-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	999 sqft Living Area
1st Floor Area	999 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	815 AREA ST
City	MCHENRY
State	IL
Zip	60051-9704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0042949 PT S1/2 SW1/4
Legal Subdivision	SECOND FOX RIVER ADD/JACOBYS
Legal Block	354
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	3
Census Block	3004
Census Tract	870812

Owner

Source: McHenry County records, as of June 30, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	815 AREA ST, MCHENRY, IL 60051-9704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2018 · Amount on Record
Deed Sale	Nov 13, 2018 · Amount on Record
Prior Sale	May 9, 1997 · Amount on Record
Deed Document Number	201838849
Prior Transfer Date	Apr 13, 1994
Prior Transfer Doc	0094025626
Record Updated	Oct 29, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 13, 2018
Property Address	815 AREA ST, MCHENRY, IL 60051-9704
Document Number	0000038849
Instrument Date	Oct 4, 2018
Instrument	38849
Transaction Type	Transfer
Record Updated	Dec 4, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	815 AREA ST MCHENRY IL 600519704, MCHENRY, IL 60051-9704

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Unified School District	Wauconda Community Unit School District 118 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,512.00	$83,883 (+21.94%) Land $14,990 Building $68,893	$251,649 (+21.94%) Land $44,970 Building $206,679
2022	Homeowner's exemption	$68,793 Land $12,294 Building $56,499	$206,379 Land $36,882 Building $169,497

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	32 (1979–2026)
Claims Outside the SFHA	2 of 32
Most Recent Claim	May 2026 · other causes
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 3 claims Severe Storms & Flooding, Sep 1993 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-NUNDA private · serves 485 people · EPA ID IL1115600
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20