McHenry County property record for 721 Area St, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,699 sqft · built 1935 |
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,431 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-29-377-005 |
| Primary APN | 15-29-377-005 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,699 sqft Living Area |
| 1st Floor Area | 1,279 sqft |
| Basement Area | 979 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 41,818 sqft (0.96 acres) |
| Lot Dimensions | 329 ft deep x 126 ft wide |
| Garage Type | Detached |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Window A/C |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 721 AREA ST |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-9444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2019R0038467 PT SE1/4 SW1/4 |
| Legal Block | 377 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | NUNDA |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 870812 |
Source: McHenry County records, as of May 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 721 AREA ST, MCHENRY, IL 60051-9444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Apr 9, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| Nov 8, 2019 | Intrafamily Transfer, Transfer · FHA Mortgage NEWREZ LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2019 |
| Deed Sale | Nov 8, 2019 |
| Prior Sale | Oct 5, 2015 · Amount on Record |
| Deed Document Number | 201938467 |
| Prior Transfer Date | Oct 25, 2019 |
| Prior Transfer Doc | 0000038467 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Apr 9, 2026 |
| Property Address | 721 AREA ST, MCHENRY, IL 60051-9444 |
| Document Number | 0000009534 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 20269534 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RECO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 721 AREA ST, MCHENRY, IL 60051-9444 |
| Document Number | 0000009535, |
|---|---|
| Date | Apr 9, 2026 |
| Instrument | 20269535 |
| Name | NEWREZ LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Nov 8, 2019 |
| Property Address | 721 AREA ST, MCHENRY, IL 60051-9444 |
| Document Number | 0000038467 |
| Instrument Date | Oct 25, 2019 |
| Instrument | 2019R0038467 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | AVENUE 365 LENDER SVCS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 721 AREA ST, MCHENRY, IL 60051-9444 |
| Document Number | 0000038468 |
|---|---|
| Date | Nov 8, 2019 |
| Instrument | 2019R0038468 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Rate | 3.75% |
|---|
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Nunda Township |
| Unified School District | Wauconda Community Unit School District 118 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $6,431.00 | $96,522 (+21.94%) Land $23,759 Building $72,763 | $289,566 (+21.94%) Land $71,277 Building $218,289 |
| 2022 | Homeowner's exemption | $79,158 Land $19,485 Building $59,673 | $237,474 Land $58,455 Building $179,019 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 32 (1979–2026) |
| Claims Outside the SFHA | 2 of 32 |
| Most Recent Claim | May 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA ILLINOIS-NUNDA private · serves 485 people · EPA ID IL1115600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures