8148 Timberneck Dr, Berlin, MD 21811 Property Records

Worcester County property record for 8148 Timberneck Dr, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,191 sqft · built 2020
Lot Size	0.849 acres (36,967 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (Jun 2019)
Tax Bill	$4,650 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`10-441226`

Property Details

APN / Parcel Number

Primary APN	`10-441226`
Alternative APN	`441226`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,191 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	36,967 sqft (0.849 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	441226
Street Address	8148 TIMBERNECK DR
City	BERLIN
State	MD
Zip	21811-2908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-34 & SRA 34 36967 SQ FT TIMBERNECK DR WINDING CREEK ESTATES
Legal Subdivision	WINDING CREEK ESTATES
Legal Lot Number	34
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	3
Census Block	3005
Census Tract	951700

Owner

8148 Timberneck Dr is owned and occupied by two individuals who bought it in June 2019.

Source: Worcester County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8148 TIMBERNECK DR, BERLIN, MD 21811-2908
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Line of Credit LINKBANK
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEYSTONE FUNDING INC
May 12, 2020	Deed of Trust, Construction Loan · Line of Credit BANK OF DEL MAR VA
Jun 28, 2019	Grant Deed, Transfer · Conventional Mortgage BANK OF DEL MAR VA
Mar 19, 2018	Trustee's Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2019 · Amount on File
Deed Sale	Jun 28, 2019 · Amount on File
Prior Sale	Mar 19, 2018 · Amount on File
Deed Book / Page	7448 / 436
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	8148 TIMBERNECK DR, BERLIN, MD 21811-2908
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8148 TIMBERNECK DR, BERLIN, MD 21811-2908

Mortgage

Document Number	0091150105
Date	Mar 25, 2026
Book Page	9115/105

Lender

Name	LINKBANK
Type	Bank
Address	OCEAN CITY, MD 21842

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	8148 TIMBERNECK DR, BERLIN, MD 21811-2908
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0079800114
Date	Mar 23, 2021
Book Page	7980/114

Lender

Name	KEYSTONE FUNDING INC
Type	Mortgage Company
Address	DOVER, DE 19901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

May 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Recording Date	May 12, 2020
Property Address	8148 TIMBERNECK DR, BERLIN, MD 21811-2908
Document Number	0076550421
Book / Page	007655 / 000421
Instrument Date	May 6, 2020
Transaction Type	Construction Loan
Record Updated	Jul 3, 2020
Title Company	OCEAN INVS TITLE CORPOR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 MYSTIC HARBOUR BLVD BERLIN MD 218119636, BERLIN, MD 21811-9636

Mortgage

Document Number	76550421
Date	May 12, 2020
Book Page	007655/000421

Lender

Name	BANK OF DEL MAR VA
Type	Bank
Address	SALISBURY, MD 21801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	May 11, 2021

Interest

Rate Type	Adjustable Rate

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Jun 28, 2019
Property Address	8148 TIMBERNECK DR, BERLIN, MD 21811-2908
Document Number	0074480436
Book / Page	007448 / 000436
Instrument Date	Jun 28, 2019
Transaction Type	Transfer
Record Updated	Jul 15, 2019
Title Company	OCEAN INVS TITLE CORPOR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19 MYSTIC HARBOUR BLVD BERLIN MD 218119636, BERLIN, MD 21811-9636

Mortgage

Document Number	74480440
Date	Jun 28, 2019
Book Page	007448/000440

Lender

Name	BANK OF DEL MAR VA
Type	Bank
Address	SALISBURY, MD 21801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 27, 2034

March 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	WORCESTER MD
Recording Date	Mar 19, 2018
Property Address	8148 TIMBERNECK DR, BERLIN, MD 21811-2908
Document Number	0071780102
Book / Page	007178 / 000102
Instrument Date	Mar 14, 2018
Transaction Type	Transfer
Record Updated	May 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$60.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	PO BOX 4248 SALISBURY MD 218034248, SALISBURY, MD 21803-4248

Tax Assessment & Valuation

The 2026 property tax bill for 8148 Timberneck Dr was $4,650 with a homeowner's exemption, up 1.2% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,650.00 (+1.24%) Homeowner's exemption	$634,033 (+0.54%)	$640,900 (+1.63%) Land $109,900 Building $531,000
2025	$4,593.00 Homeowner's exemption	$630,600 Land $109,900 Building $520,700	$630,600 Land $109,900 Building $520,700
2023	$4,350.00 Homeowner's exemption	$502,133	$630,600 Land $109,900 Building $520,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8148 Timberneck Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 130 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	130 in force
Nearby Flood Claims	38 (1989–2012)
Claims Outside the SFHA	4 of 38
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8148 Timberneck Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Timberneck Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures