8145 Timberneck Dr, Berlin, MD 21811 Property Records

Worcester County property record for 8145 Timberneck Dr, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,424 sqft · built 2006
Lot Size	0.827 acres (36,033 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Jan 2018)
Tax Bill	$4,288 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-441145`

Property Details

APN / Parcel Number

Primary APN	`10-441145`
Alternative APN	`441145`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,424 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	36,033 sqft (0.827 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	256 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	441145
Street Address	8145 TIMBERNECK DR
City	BERLIN
State	MD
Zip	21811-2909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-28 & SRA 28 36033 SQ FT TIMBERNECK DR WINDING CREEK ESTATES
Legal Subdivision	WINDING CREEK ESTATES
Legal Lot Number	28
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	3
Census Block	3005
Census Tract	951700

Owner

Source: Worcester County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8145 TIMBERNECK DR, BERLIN, MD 21811-2909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Jan 30, 2018	Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2018 · Amount on Record
Deed Sale	Jan 30, 2018 · Amount on Record
Prior Sale	May 11, 2006 · Amount on Record
Deed Document Number	20187156-218
Deed Book / Page	7156 / 218
Prior Transfer Date	Jun 9, 2015
Prior Transfer Doc	0065800042
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	8145 TIMBERNECK DR, BERLIN, MD 21811-2909
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0079330291
Date	Feb 10, 2021
Book Page	7933/291

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Jan 30, 2018
Property Address	8145 TIMBERNECK DR, BERLIN, MD 21811-2909
Document Number	0071560218
Book / Page	7156 / 218
Map Reference	MB197 FO12
Instrument Date	Jan 26, 2018
Instrument	7156-218
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	RESORT LAND TITLE & ESCROW L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8145 TIMBERNECK DR, BERLIN, MD 21811-2909

Mortgage

Document Number	7156223
Date	Jan 30, 2018
Instrument	7156-223

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Mortgage

Document Number	0071560243
Date	Jan 30, 2018
Book Page	7156/243
Instrument	7156-243

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	362 Months
Due	Mar 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of July 31, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$590,567 (+0.92%)	$601,300 (+2.75%) Land $109,700 Building $491,600
2025	$4,288.00 (+5.69%) Homeowner's exemption	$585,200 (+25.22%) Land $109,700 Building $475,500	$585,200 (-) Land $109,700 Building $475,500
2023	$4,057.00 Homeowner's exemption	$467,333	$585,200 Land $109,700 Building $475,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 130 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	130 in force
Nearby Flood Claims	38 (1989–2012)
Claims Outside the SFHA	4 of 38
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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