8148 Howard Ave, Munster, IN 46321 Property Records

Lake County property record for 8148 Howard Ave, Munster, IN 46321

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,934 sqft · built 1956
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$119,500 (Aug 2019)
Tax Bill	$3,484 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`007-18-28-0153-0034`

Property Details

APN / Parcel Number

Primary APN	`007-18-28-0153-0034`
Alternative APNs	`45-07-19-126-021.000-027` `182801530034`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,934 sqft Living Area
Gross Area	4,401 sqft
1st Floor Area	1,467 sqft
Basement Area	1,467 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2000
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	8148 HOWARD AVE
City	MUNSTER
State	IN
Zip	46321-1835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAWRENCE MONALDIS 6TH ADD. TO MUNSTER LOT 35
Legal Subdivision	LAWRENCE MONALDIS 6TH ADD
Legal Lot Number	35
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	4
Census Block	4007
Census Tract	40401

Owner

Source: Lake County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8148 HOWARD AVE, MUNSTER, IN 46321-1835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL/OMAHA MORTGAGE LLC
Jan 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 8, 2019	Intrafamily Transfer, Transfer · FHA Mortgage QUICKEN LOANS INC
Jun 27, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2019 · Amount on Record
Deed Sale	Aug 8, 2019 · Amount on Record
Prior Sale	Jun 27, 2019
Deed Document Number	201953497
Prior Transfer Date	Aug 2, 2019
Prior Transfer Doc	0000053497
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Recording Date	Apr 15, 2026
Property Address	8148 HOWARD AVE, MUNSTER, IN 46321-1835
Document Number	0000514985
Instrument Date	Mar 24, 2026
Instrument	2026514985
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8148 HOWARD AVE, MUNSTER, IN 46321-1835

Mortgage

Document Number	0000514985,
Date	Apr 15, 2026
Instrument	2026514985

Lender

Name	MUTUAL/OMAHA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	8148 HOWARD AVE, MUNSTER, IN 46321-1835
Transaction Type	Mortgage
Record Updated	Feb 4, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003056
Date	Jan 19, 2022
Instrument	2022-503056

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Dec 1, 2036

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IN
Recording Date	Aug 8, 2019
Property Address	8148 HOWARD AVE, MUNSTER, IN 46321-1835
Document Number	0000053497
Map Reference	MB 30 PG 82
Instrument Date	Aug 2, 2019
Instrument	2019 053497
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8148 HOWARD AVE, MUNSTER, IN 46321-1835

Mortgage

Document Number	0000053498
Date	Aug 8, 2019
Instrument	2019 053498

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2034

June 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LAKE IN
Recording Date	Jun 27, 2019
Property Address	8148 HOWARD AVE, MUNSTER, IN 46321-1835
Document Number	0000038959
Instrument Date	Jun 19, 2019
Instrument	38959
Transaction Type	Transfer
Record Updated	Jul 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8009 GREENWOOD AVE MUNSTER IN 463211325, MUNSTER, IN 46321-1325

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Munster Town
Unified School District	Munster School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$306,400 (+14.97%) Land $41,200 Building $265,200	$306,400 (+14.97%) Land $41,200 Building $265,200
2024	$3,484.00 (+5.58%)
2023		$266,500 (+6.05%) Land $45,300 Building $221,200	$266,500 (+6.05%) Land $45,300 Building $221,200
2022	$3,300.00 Homeowner's exemption	$251,300 Land $45,300 Building $206,000	$251,300 Land $45,300 Building $206,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	129 (1982–2026)
Claims Outside the SFHA	8 of 129
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 110 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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