Lake County property record for 8137 Howard Ave, Munster, IN 46321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 975 sqft · built 1956 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,682 (2024) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 007-18-28-0153-0008 |
| Primary APN | 007-18-28-0153-0008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 975 sqft Living Area |
| Basement Area | 975 sqft |
| Game Room | Game Room |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 007-18-28-0153-0008 |
|---|---|
| Old Parcel Number | 182801530008 |
| Street Address | 8137 HOWARD AVE |
| City | MUNSTER |
| State | IN |
| Zip | 46321-1834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAWRENCE MONALDI'S 6TH ADD. TO MUNSTER LOT 8 |
| Legal Subdivision | LAWRENCE MONALDIS ADD |
| Legal Lot Number | 8 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | NORTH |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 40401 |
8137 Howard Ave is owned and occupied by two individuals who acquired it in February 1996.
Source: Lake County records, as of March 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8137 HOWARD AVE, MUNSTER, IN 46321-1834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 1996 |
| Deed Sale | Feb 2, 1996 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 8137 HOWARD AVE, MUNSTER, IN 46321-1834 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000054906 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 2020 054906 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | North Township |
| Municipality | Munster Town |
| Unified School District | Munster School Town (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $240,100 Land $41,200 Building $198,900 | $240,100 Land $41,200 Building $198,900 | |
| 2024 | $2,682.00 | ||
| 2023 | $214,100 (+5.57%) Land $45,300 Building $168,800 | $214,100 (+5.57%) Land $45,300 Building $168,800 | |
| 2022 | $2,626.00 Homeowner's exemption | $202,800 Land $45,300 Building $157,500 | $202,800 Land $45,300 Building $157,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8137 Howard Ave in Zone X, an area of moderate flood risk, though there have been 129 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 129 (1982–2026) |
| Claims Outside the SFHA | 8 of 129 |
| Most Recent Claim | Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 8137 Howard Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031 |
|---|---|
| Water Source | Purchased surface water from HAMMOND WATER WORKS DEPARTMENT |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
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