8144 Thorne Ave, Willoughby, OH 44094 Property Records

Lake County property record for 8144 Thorne Ave, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,808 sqft · built 1967
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$8,589 (2023)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-A-006-O-00-018-0`

Property Details

APN / Parcel Number

Primary APN	`20-A-006-O-00-018-0`
Alternative APN	`87`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,808 sqft Living Area
Gross Area	2,384 sqft
1st Floor Area	1,808 sqft
Attic	Attic
Attic Area	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	120 sqft
Deck Area	192 sqft
Patio Area	42 sqft
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	8144 THORNE AVE
City	WILLOUGHBY
State	OH
Zip	44094-9365
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 32 & 45 TRACT 1
Legal Subdivision	BRADSHAW AND THORNE SUBDIVISION NO. 2
Legal Tract	1
Legal Block	3
Legal Lot Number	18
Jurisdiction	LAKE OH
Township / Civil Division	KIRTLAND
Census Block Group	3
Census Block	3021
Census Tract	203700

Owner

8144 Thorne Ave is owned and occupied by an individual who acquired it in February 1990.

Source: Lake County records, as of August 3, 2026

Owner of Record	Individual Name on File
Mailing Address	8144 THORNE AVE, WILLOUGHBY, OH 44094-9365
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Line of Credit NEWREZ LLC
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Mar 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 1990
Deed Sale	Feb 6, 1990
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Recording Date	Jul 21, 2026
Property Address	8144 THORNE AVE, WILLOUGHBY, OH 44094-9365
Document Number	0000016117
Instrument Date	Jul 15, 2026
Instrument	202616117
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8144 THORNE AVE, WILLOUGHBY, OH 44094-9365

Mortgage

Document Number	0000016117,
Date	Jul 21, 2026
Instrument	202616117

Lender

Name	NEWREZ LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate	6.47%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	8144 THORNE AVE, WILLOUGHBY, OH 44094-9365
Transaction Type	Mortgage
Record Updated	Nov 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037280
Date	Oct 21, 2021
Instrument	2021R037280

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	145 Months
Due	Nov 1, 2033

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	8144 THORNE AVE, WILLOUGHBY, OH 44094-9365
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006776
Date	Mar 22, 2018
Instrument	2018R006776

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2033

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Kirtland City
Unified School District	Kirtland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$108,180 Land $40,060 Building $68,120	$309,090 Land $114,460 Building $194,630
2023	$8,589.00 (+101.29%) Homeowner's exemption	$82,020 (-) Land $31,160 Building $50,860
2022	$4,267.00 Homeowner's exemption	$82,020 Land $31,160 Building $50,860
2021			$234,330 Land $89,030 Building $145,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8144 Thorne Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1989)
Most Recent Claim	May 1989 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8144 Thorne Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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