8114 Thorne Ave, Willoughby, OH 44094 Property Records

Lake County property record for 8114 Thorne Ave, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 1962
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,160 (2023)
Deeds & Mortgages	May 2021 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-A-006-O-00-015-0`

Property Details

APN / Parcel Number

Primary APN	`20-A-006-O-00-015-0`
Alternative APN	`90`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	43,560 sqft (1 acres)
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	248 sqft
Shed	1 Shed
Shed Area	266 sqft
Canopy	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	90
Street Address	8114 THORNE AVE
City	WILLOUGHBY
State	OH
Zip	44094-9320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 32 & 45 TRACT 1
Legal Subdivision	BRADSHAW AND THORNE SUBDIVISION NO. 2
Legal Tract	1
Legal Lot Number	15 45
Jurisdiction	LAKE OH
Township / Civil Division	KIRTLAND
Census Block Group	3
Census Block	3021
Census Tract	203700

Owner

8114 Thorne Ave is owned and occupied by two individuals who acquired it in October 2019.

Source: Lake County records, as of April 25, 2024

Owner of Record	2 Individual Names on File
Mailing Address	8114 THORNE AVE, KIRTLAND, OH 44094-9320
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 23, 2019	Grant Deed, Transfer QUICKEN LNS
Oct 4, 2019	Correction Deed LAWYERS TITLE/CHARDON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2019
Deed Sale	May 23, 2019
Deed Document Number	0000011510
Last Transfer Date	Oct 4, 2019
Transfer Doc	0000024336
Record Updated	Jun 7, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	8114 THORNE AVE, WILLOUGHBY, OH 44094-9320
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015857
Date	May 10, 2021
Instrument	2021R015857

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	4822

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	8114 THORNE AVE, KIRTLAND, OH 44094-9320
Transaction Type	Mortgage
Record Updated	Jul 12, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024828
Date	Sep 1, 2020
Instrument	2020R024828

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2040

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE OH
Recording Date	May 23, 2019
Property Address	8114 THORNE AVE, KIRTLAND, OH 44094-9320
Document Number	0000011510
Instrument Date	May 22, 2019
Instrument	11510
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	LAWYERS TITLE/CHARDON

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8114 THORNE AVE WILLOUGHBY OH 440949320, WILLOUGHBY, OH 44094-9320

Mortgage

Document Number	11511
Date	May 23, 2019
Instrument	11511

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 22, 2049

October 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	LAKE OH
Recording Date	Oct 4, 2019
Property Address	8114 THORNE AVE, KIRTLAND, OH 44094-9320
Document Number	0000024336
Instrument Date	May 22, 2019
Instrument	24336
Record Updated	Oct 18, 2019
Title Company	LAWYERS TITLE/CHARDON

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8114 THORNE AVE WILLOUGHBY OH 440949320, WILLOUGHBY, OH 44094-9320

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Kirtland City
Unified School District	Kirtland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,160.00 (+101.12%) Homeowner's exemption	$68,380 (-) Land $31,160 Building $37,220
2022	$3,560.00 Homeowner's exemption	$68,380 Land $31,160 Building $37,220
2021			$195,360 Land $89,030 Building $106,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8114 Thorne Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1989)
Most Recent Claim	May 1989 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8114 Thorne Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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