8140 Graves Rd, Cincinnati, OH 45243 Property Records

Hamilton County property record for 8140 Graves Rd, Cincinnati, OH 45243

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,812 sqft · built 1985
Lot Size	2.03 acres (88,427 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,262,500 (Jun 2021)
Tax Bill	$16,142 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`529-0120-0053-00`

Property Details

APN / Parcel Number

Primary APN	`529-0120-0053-00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,812 sqft Living Area
Gross Area	6,916 sqft
1st Floor Area	2,462 sqft
2nd Floor Area	1,102 sqft
Basement Area	2,444 sqft
Finished Basement	1,248 sqft
Unfinished Basement	1,196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	88,427 sqft (2.03 acres)
Garage Type	Attached
Garage Area	908 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Porch Area	60 sqft
Patio Area	578 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	8140 GRAVES RD
City	CINCINNATI
State	OH
Zip	45243-3631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NR GRAVES RDFT IRR PT LOT 2 GRAVES EST SUB R2-T4-S5PARS 53-78 CONS
Legal Subdivision	GRAVES EST SUB
Legal Lot Number	2
Jurisdiction	HAMILTON OH
Township / Civil Division	THE VILLAGE OF INDIAN HILL
Census Block Group	2
Census Block	2002
Census Tract	24401

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8140 GRAVES RD, CINCINNATI, OH 45243-3631
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage GENERAL ELECTRIC CU
Mar 23, 2021	Deed of Trust, Mortgage · Line of Credit GENERAL ELECTRIC CU
Jun 29, 2021	Warranty Deed, Transfer · Conventional Mortgage EAGLE BANK
Oct 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage GENERAL ELECTRIC CU
Aug 24, 2018	Deed of Trust, Mortgage GENERAL ELECTRIC CU
Oct 27, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 27, 2017	Deed, Construction Loan · Construction Mortgage SPRING VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2021 · Amount on Record
Deed Sale	Jun 29, 2021 · Amount on Record
Prior Sale	Oct 27, 2017 · Amount on Record
Deed Document Number	202178662
Deed Book / Page	14448 / 875
Prior Transfer Date	Jun 23, 2011
Prior Transfer Doc	0000000948
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8140 GRAVES RD, CINCINNATI, OH 45243-3631
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	RELIABLE LAND TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000136251
Date	Dec 23, 2020
Book Page	14321/1798
Instrument	2020-0136251

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8140 GRAVES RD, CINCINNATI, OH 45243-3631
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	RELIABLE LAND TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036424
Date	Mar 23, 2021
Book Page	14380/2214
Instrument	2021-0036424

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 19, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 29, 2021
Property Address	8140 GRAVES RD, CINCINNATI, OH 45243-3631
Document Number	0000078662
Book / Page	14448 / 875
Instrument Date	Jun 17, 2021
Instrument	2021-0078662
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,787.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8140 GRAVES RD, CINCINNATI, OH 45243-3631

Mortgage

Document Number	0000078663
Date	Jun 29, 2021
Instrument	2021-0078663

Lender

Name	EAGLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8140 GRAVES RD, CINCINNATI, OH 45243-3631
Document Number	0000102053
Instrument Date	Oct 24, 2018
Transaction Type	Mortgage
Record Updated	Dec 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8140 GRAVES RD CINCINNATI OH 452433631, CINCINNATI, OH 45243-3631

Mortgage

Document Number	0000102053
Date	Nov 19, 2018
Book Page	013798/001481
Instrument	102053

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 18, 2033

Interest

Rate Type	Adjustable Rate
Rate	3.99%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8140 GRAVES RD, CINCINNATI, OH 45243-3631
Document Number	0000076896
Instrument Date	Aug 24, 2018
Transaction Type	Mortgage
Record Updated	Oct 8, 2018
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8140 GRAVES RD CINCINNATI OH 452433631, CINCINNATI, OH 45243-3631

Mortgage

Document Number	0000076896
Date	Aug 30, 2018
Book Page	013743/001326
Instrument	76896

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 27, 2017
Property Address	8140 GRAVES RD, CINCINNATI, OH 45243-3631
Document Number	0000098935
Book / Page	013533 / 000985
Instrument Date	Oct 27, 2017
Instrument	98935
Transaction Type	Transfer
Record Updated	Jan 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	8140 GRAVES RD CINCINNATI OH 452433631, CINCINNATI, OH 45243-3631

October 2017: Deed, Construction Loan

Document Type	Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 27, 2017
Property Address	8140 GRAVES RD, CINCINNATI, OH 45243-3631
Document Number	0000008936
Instrument Date	Oct 26, 2017
Instrument	17-0098936
Transaction Type	Construction Loan
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,847.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8140 GRAVES RD, CINCINNATI, OH 45243-3631

Mortgage

Document Number	0000008937
Date	Oct 27, 2017
Instrument	17-0098937

Lender

Name	SPRING VALLEY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Nov 1, 2018

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	The Village Of Indian Hill City
Unified School District	Indian Hill Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,142.00 (+2.4%)	$441,875 (-) Land $218,043 Building $223,832	$1,262,500 (-) Land $622,980 Building $639,520
2024	$15,763.00 (-0.24%)	$441,875 (-) Land $218,043 Building $223,832
2023	$15,801.00 (+9.49%)	$441,875 (+33.03%) Land $218,043 Building $223,832	$1,262,500 (+33.03%) Land $622,980 Building $639,520
2022	$14,432.00 Homeowner's exemption	$332,151 Land $163,965 Building $168,186
2020			$949,000 Land $468,470 Building $480,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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