8055 Graves Rd, Cincinnati, OH 45243 Property Records

Hamilton County property record for 8055 Graves Rd, Cincinnati, OH 45243

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,673 sqft · built 1926
Lot Size	3.57 acres (155,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,362,500 (Jul 2018)
Tax Bill	$22,257 (2025)
Deeds & Mortgages	Jan 2018 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`529-0121-0010-00`

Property Details

APN / Parcel Number

Primary APN	`529-0121-0010-00`
Alternative APN	`0046590`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,673 sqft Living Area
Gross Area	7,357 sqft
1st Floor Area	2,463 sqft
2nd Floor Area	1,910 sqft
Basement Area	1,832 sqft
Finished Basement	300 sqft
Unfinished Basement	1,532 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	155,553 sqft (3.57 acres)
Garage Type	Attached
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	40 sqft
Deck Area	Deck Area
Patio Area	1,188 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	8055 GRAVES RD
City	CINCINNATI
State	OH
Zip	45243-3663
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAVES RD 3.571 AC PT LOT 4 THOS GRAVES SUB
Legal Subdivision	THOS GRAVES SUB
Legal Lot Number	4
Jurisdiction	HAMILTON OH
Township / Civil Division	THE VILLAGE OF INDIAN HILL
Census Block Group	3
Census Block	3000
Census Tract	24401

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8055 GRAVES RD, CINCINNATI, OH 45243-3663
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jul 9, 2018	Survivorship Deed, Transfer · ARM THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2018 · Amount on Record
Deed Sale	Jul 9, 2018 · Amount on Record
Prior Sale	Dec 10, 2010 · Amount on Record
Deed Document Number	201858653
Prior Transfer Date	Feb 4, 2013
Prior Transfer Doc	0000000459
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8055 GRAVES RD, CINCINNATI, OH 45243-3663
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004185
Date	Jan 16, 2018
Instrument	18-0004185

Lender

Name	PNC BANK NA
Type	Bank
Address	CINCINNATI, OH 45243

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8055 GRAVES RD, CINCINNATI, OH 45243-3663
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000112096
Date	Oct 26, 2020
Book Page	14282/4349
Instrument	2020-0112096

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 9, 2018
Property Address	8055 GRAVES RD, CINCINNATI, OH 45243-3663
Document Number	0000008653
Instrument Date	Jun 25, 2018
Instrument	18-0058653
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,087.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8055 GRAVES RD, CINCINNATI, OH 45243-3663

Mortgage

Document Number	0000008654
Date	Jul 9, 2018
Instrument	18-0058654

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.3%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.3%
Index	1-Year LIBOR
Max Rate	9.3%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	The Village Of Indian Hill City
Unified School District	Indian Hill Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,257.00 (+2.16%)	$607,793 (-) Land $298,984 Building $308,809	$1,736,550 (-) Land $854,240 Building $882,310
2024	$21,786.00 (-0.07%)	$607,793 (-) Land $298,984 Building $308,809
2023	$21,801.00 (+4.93%)	$607,793 (+27.45%) Land $298,984 Building $308,809	$1,736,550 (+27.45%) Land $854,240 Building $882,310
2022	$20,777.00 Homeowner's exemption	$476,876 Land $216,738 Building $260,138
2020			$1,362,500 Land $619,250 Building $743,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2022–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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