Monroe County property record for 814 Sunflower Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,571 sqft · built 2010 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Oct 2021) |
| Tax Bill | $5,631 (2024) |
| Deeds & Mortgages | Oct 2025 Mortgage Apr 2024 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-20-118-004-000 |
| Primary APN | 08-20-118-004-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,571 sqft Living Area |
| 1st Floor Area | 1,571 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 400 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 544 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 814 SUNFLOWER DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3172 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | LOT 4 QUAIL RIDGE PHASE II |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 20 |
| Legal Subdivision | QUAIL RIDGE |
| Legal Lot Number | 4 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 26 |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 600401 |
Source: Monroe County records · APN 08-20-118-004-000
Assessment roll updated August 29, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 814 SUNFLOWER DR, WATERLOO, IL 62298-3172 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Oct 03, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 19, 2024 | Deed of Trust, Mortgage · Construction Mortgage ROCKET MORTGAGE LLC |
| Jun 19, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage WEST COMMUNITY CU |
| Oct 12, 2021 | Warranty Deed, Transfer · Construction Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 12, 2021 · Amount on Record |
| Deed Sale | Oct 12, 2021 · Amount on Record |
| Deed Document Number | 2021420285 |
| Last Transfer Date | May 04, 2023 |
| Transfer Doc | 0000429442 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Oct 03, 2025 |
| Property Address | 814 SUNFLOWER DR, WATERLOO, IL 62298-3172 |
| Document Number | 0000439491 |
| Instrument Date | Sep 22, 2025 |
| Instrument | 439491 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 814 SUNFLOWER DR, WATERLOO, IL 62298-3172 |
| Document Number | 0000439492 |
|---|---|
| Date | Oct 03, 2025 |
| Instrument | 439492 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 814 SUNFLOWER DR, WATERLOO, IL 62298-3172 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000432824 |
|---|---|
| Date | Apr 19, 2024 |
| Instrument | 432824 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 19, 2023 |
| Property Address | 814 SUNFLOWER DR, WATERLOO, IL 62298-3172 |
| Document Number | 0000429442 |
| Instrument Date | May 06, 2023 |
| Instrument | 429442 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 814 SUNFLOWER DR, WATERLOO, IL 62298-3172 |
| Name | Verified Name |
|---|---|
| Address | 814 SUNFLOWER DR, WATERLOO, IL 62298-3172 |
| Document Number | 0000429443 |
|---|---|
| Date | Jun 19, 2023 |
| Instrument | 429443 |
| Name | WEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | May 01, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Oct 12, 2021 |
| Property Address | 814 SUNFLOWER DR, WATERLOO, IL 62298-3172 |
| Document Number | 0000420285 |
| Instrument Date | Oct 08, 2021 |
| Instrument | 420285 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $337.50 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 814 SUNFLOWER DR, WATERLOO, IL 62298-3172 |
| Document Number | 0000420286 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 420286 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $106,620 (+5.42%) Land $16,260 Building $90,360 | $319,860 (+5.42%) Land $48,780 Building $271,080 | |
| 2024 | $5,631.00 Additional exemption filed | $101,143 (+19.05%) Land $15,979 Building $85,164 | $303,429 (+19.05%) Land $47,937 Building $255,492 |
| 2022 | Additional exemption filed | $84,960 (+6.83%) Land $15,070 Building $69,890 | $254,880 (+6.83%) Land $45,210 Building $209,670 |
| 2021 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $79,530 Land $11,010 Building $68,520 | $238,590 Land $33,030 Building $205,560 |
Source: FEMA National Flood Hazard Layer as of August 18, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| HTC Holding Fiber · DSL | 1,000 / 1,000 |
May also be available: Verizon, Wisper ISP.
Based on FCC filings for 96 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERLOO serves 10,190 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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