Monroe County property record for 802 Sunflower Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 896 sqft · built 2007 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $272,500 (Aug 2021) |
| Tax Bill | $5,154 (2024) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Nov 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-20-118-001-000 |
| Primary APN | 08-20-118-001-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 896 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Basement Area | 448 sqft |
| Unfinished Basement | 448 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Unfinished |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 420 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|
| Street Address | 802 SUNFLOWER DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3172 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | LOT 1 QUAIL RIDGE PHASE II |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 20 |
| Legal Subdivision | QUAIL RIDGE |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 26 |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 600401 |
Source: Monroe County records · APN 08-20-118-001-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 802 SUNFLOWER DR, WATERLOO, IL 62298-3172 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK |
| Nov 13, 2019 | Deed of Trust, Mortgage · Conventional with PMI STATE BK/WATERLOO |
| Sep 04, 2018 | Warranty Deed, Transfer · Conventional Mortgage SCOTT CU |
| Jul 18, 2017 | Grant Deed, Transfer · Conventional with PMI SOFI LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 18, 2021 · Amount on Record |
| Deed Sale | Aug 18, 2021 · Amount on Record |
| Prior Sale | Sep 04, 2018 · Amount on Record |
| Deed Document Number | 2021419174 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Aug 18, 2021 |
| Property Address | 802 SUNFLOWER DR, WATERLOO, IL 62298-3172 |
| Document Number | 0000419174 |
| Instrument Date | Aug 18, 2021 |
| Instrument | 419174 |
| Transaction Type | Transfer |
| Record Updated | Sep 08, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $408.75 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8002 SUNFLOWER DR, WATERLOO, IL 62298 |
| Document Number | 0000419175 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 419175 |
| Name | FIRST HORIZON BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 802 SUNFLOWER DR, WATERLOO, IL 62298-3172 |
| Document Number | 0000404989 |
| Instrument Date | Nov 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2019 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 802 SUNFLOWER DR WATERLOO IL 622983172, WATERLOO, IL 62298-3172 |
| Document Number | 0000404989 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 404989 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 26, 2034 |
| Rate | 3% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Sep 04, 2018 |
| Property Address | 802 SUNFLOWER DR, WATERLOO, IL 62298-3172 |
| Document Number | 0000397679 |
| Instrument Date | Aug 30, 2018 |
| Instrument | 397679 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2018 |
| Title Company | COLUMBIA TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 802 SUNFLOWER DR WATERLOO IL 622983172, WATERLOO, IL 62298-3172 |
| Document Number | 397680 |
|---|---|
| Date | Sep 04, 2018 |
| Instrument | 397680 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Address | EDWARDSVILLE, IL 62025 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 03, 2038 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jul 18, 2017 |
| Property Address | 802 SUNFLOWER DR, WATERLOO, IL 62298-3172 |
| Document Number | 0000390961 |
| Instrument Date | Jul 17, 2017 |
| Instrument | 390961 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $323.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 601 SAPPINGTON BARRACKS RD ST LOUIS MO 631255407, ST LOUIS, MO 63125-5407 |
| Document Number | 390962 |
|---|---|
| Date | Jul 18, 2017 |
| Instrument | 390962 |
| Name | SOFI LNDG |
|---|---|
| Address | HEALDSBURG, CA 95448 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 17, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $96,780 (+27.34%) Land $16,260 Building $80,520 | $290,340 (+27.34%) Land $48,780 Building $241,560 | |
| 2024 | $5,154.00 | ||
| 2022 | Additional exemption filed | $76,000 Land $15,070 Building $60,930 | $228,000 Land $45,210 Building $182,790 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), as of August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| HTC Holding Fiber · DSL | 1,000 / 1,000 |
May also be available: Verizon, Wisper ISP.
Based on FCC filings for 96 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IL1330300, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERLOO serves 10,190 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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