808 State St, Osage, IA 50461 Property Records

Mitchell County property record for 808 State St, Osage, IA 50461

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,250 sqft · built 1898
Lot Size0.23 acres (10,032 sqft)
Owner2 Individual Names on Record
Last Sale$260,000 (Feb 2022)
Tax Bill$4,180 (2025)
Deeds & MortgagesNov 2021 Mortgage
Oct 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1025105002

Property Details

APN / Parcel Number

Primary APN1025105002

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths3 Half Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area3,250 sqft Living Area
1st Floor Area1,296 sqft
AtticAttic
Attic Area454 sqft
Basement Area1,500 sqft
Finished Basement400 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1898
Effective Year BuiltEffective 1898
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area10,032 sqft (0.23 acres)
Lot Dimensions132 ft deep x 76 ft wide
Garage TypeAttached
Garage Area1,072 sqft
Parking Spaces4 Parking Spaces
PorchPorch
Porch Area110 sqft
Patio Area374 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address808 STATE ST
CityOSAGE
StateIA
Zip50461-1455
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW 10FT LOT 4 & LOT 5 BLK 170
Legal SubdivisionOSAGE
Legal Block170
Legal Lot Number4,5
JurisdictionMITCHELL IA
Township / Civil DivisionOSAGE
Census Block Group1
Census Block1032
Census Tract560300

Owner

Source: Mitchell County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address808 STATE ST, OSAGE, IA 50461-1455
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
ALLIANT CU
Oct 11, 2022Deed of Trust, Mortgage · Conventional Mortgage
GREENSTATE CU
Feb 24, 2022Warranty Deed, Transfer · Conventional Mortgage
GREENSTATE CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 24, 2022 · Amount on Record
Deed SaleFeb 24, 2022 · Amount on Record
Prior SaleAug 24, 2010 · Amount on Record
Deed Document Number2022353
Deed Book / Page2022 / 353
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMITCHELL IA
Property Address808 STATE ST, OSAGE, IA 50461-1455
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02021/2139
DateNov 2, 2021
Book Page2021/2139
Instrument2021 2139
Lender
NameALLIANT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMITCHELL IA
Property Address808 STATE ST, OSAGE, IA 50461-1455
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02022/1843
DateOct 11, 2022
Book Page2022/1843
Instrument2022 1843
Lender
NameGREENSTATE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 15, 2037
Interest
Rate TypeFixed Rate

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMITCHELL IA
Recording DateFeb 24, 2022
Property Address808 STATE ST, OSAGE, IA 50461-1455
Document Number002022/353
Book / Page2022 / 353
Instrument DateFeb 18, 2022
Instrument2022 353
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$415.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address808 STATE ST, OSAGE, IA 50461-1455

Mortgage

Document Number0002022354
DateFeb 24, 2022
Instrument2022 354
Lender
NameGREENSTATE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 5, 2052
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateMar 5, 2032
Change FrequencyAnnually
Min Rate At Change5%
Max Rate At Change5.12%
Index1-Year CMT

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of October 21, 2025

Property Jurisdictions

TypeName
StateIowa
CountyMitchell County
MunicipalityOsage City
Unified School DistrictOsage Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,180.00 (-7.71%) Homeowner's exemption$283,700 (+7.62%) Land $13,300 Building $270,400$283,700 (+7.62%) Land $13,300 Building $270,400
2024$4,529.00 (+3.03%)
2023$263,620 (+7.6%) Land $13,300 Building $250,320$263,620 (+7.6%) Land $13,300 Building $250,320
2022$4,396.00 Homeowner's exemption$245,000 Land $13,300 Building $231,700
2021$245,000 Land $13,300 Building $231,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSAGE MUNICIPAL WATER SUPPLY
serves 3,637 people · EPA ID IA6663001
Water SourceGroundwater
Last State InspectionJun 2024
Lead11 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
1,000 / 500
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Osage Municipal Utilities
Cable
500 / 50
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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