814 Spruce St, Georgetown, SC 29440 Property Records

Georgetown County property record for 814 Spruce St, Georgetown, SC 29440

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,122 sqft · built 1952
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$159,000 (Jun 2021)
Tax Bill$3,446 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0500520006.02.00

Property Details

APN / Parcel Number

Primary APN0500520006.02.00
Alternative APNs
  • 05-0052-006-02-00
  • 24614

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,122 sqft Living Area
Gross Area1,626 sqft
1st Floor Area1,122 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 2000
Exterior MaterialVinyl
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeCarport
Garage Area360 sqft
CarportCarport
Carport Area360 sqft
DrivewayDriveway
Driveway Area1,500 sqft
PorchSlab
Porch Area144 sqft
Storage Building1,000 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number24614
Street Address814 SPRUCE ST
CityGEORGETOWN
StateSC
Zip29440-4322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRUCE ST
Legal SubdivisionMRVL
JurisdictionGEORGETOWN SC
Township / Civil DivisionGEORGETOWN
Census Block Group1
Census Block1034
Census Tract920701

Owner

Source: Georgetown County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3859 ORAN GULF RD, MANLIUS, NY 13104-8753
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2021 · Amount on Record
Deed SaleJun 15, 2021 · Amount on Record
Deed Document Number20218852
Deed Book / Page4149 / 312
Prior Transfer DateDec 6, 2012
Prior Transfer Doc02039/0050
Record UpdatedJun 8, 2026

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionGEORGETOWN SC
Recording DateJun 15, 2021
Property Address814 SPRUCE ST, GEORGETOWN, SC 29440-4322
Document Number04149/0312
Book / Page4149 / 312
Map ReferenceMB S PG 98
Instrument DateJun 14, 2021
Instrument202100008852
Transaction TypeTransfer
Record UpdatedOct 27, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$588.30
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3859 ORAN GULF RD, MANLIUS, NY 13104-8753

Mortgage

Document Number202100008853
DateJun 15, 2021
Instrument202100008853
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Georgetown County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyGeorgetown County
MunicipalityGeorgetown City
Unified School DistrictGeorgetown County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,446.00 (+10.98%)$9,800 (+11.62%) Land $1,500 Building $8,300$163,400 (+11.61%) Land $25,000 Building $138,400
2023$3,105.00 (+6.59%)$8,780 (-) Land $1,500 Building $7,280$146,400 (-) Land $25,000 Building $121,400
2022$2,913.00$8,780 Land $1,500 Building $7,280$146,400 Land $25,000 Building $121,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 64 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies132 units insured
incl. 68 condo units
Nearby Flood Claims8 (1996–2023)
Claims Outside the SFHA1 of 8
Most Recent ClaimDec 2023 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 87% of South Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GEORGETOWN
serves 9,092 people · EPA ID SC2210001
Water SourceSurface water
Last State InspectionMay 2025
Lead7 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
HTC
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Spruce St

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