803 Spruce St, Georgetown, SC 29440 Property Records

Georgetown County property record for 803 Spruce St, Georgetown, SC 29440

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,025 sqft · built 1986
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Aug 2020)
Tax Bill	$1,273 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`0500520008.02.00`

Property Details

APN / Parcel Number

Primary APN	`0500520008.02.00`
Alternative APNs	`05-0052-008-02-00` `31017`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,025 sqft Living Area
Gross Area	1,364 sqft
1st Floor Area	1,025 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Garage Area	275 sqft
Carport	Carport
Carport Area	275 sqft
Driveway	Driveway
Driveway Area	750 sqft
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	31017
Street Address	803 SPRUCE ST
City	GEORGETOWN
State	SC
Zip	29440-4321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRUCE ST PLAT 7-333
Legal Subdivision	MRVL
Jurisdiction	GEORGETOWN SC
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1034
Census Tract	920701

Owner

Source: Georgetown County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	803 SPRUCE ST, GEORGETOWN, SC 29440-4321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage SOUTHPOINT FINANCIAL SERVICES INC
Aug 14, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2020 · Amount on Record
Deed Sale	Aug 14, 2020 · Amount on Record
Prior Sale	Mar 17, 2006 · Amount on Record
Deed Document Number	20208866
Deed Book / Page	3850 / 143
Last Transfer Date	Jan 19, 2022
Transfer Doc	04325/0129
Record Updated	Jun 8, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GEORGETOWN SC
Recording Date	Mar 31, 2022
Property Address	803 SPRUCE ST, GEORGETOWN, SC 29440-4321
Document Number	04325/0129
Book / Page	4325 / 129
Instrument Date	Jan 19, 2022
Instrument	202200004189
Transaction Type	Transfer
Record Updated	Oct 27, 2022
Title Company	PROGRESSIVE LAND TITLE AGENCY LI, PROGRESSIVE LAND TTL AGCY LT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	803 SPRUCE ST, GEORGETOWN, SC 29440-4321

Mortgage

Document Number	202200004190
Date	Mar 31, 2022
Instrument	202200004190

Lender

Name	SOUTHPOINT FINANCIAL SERVICES INC
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2052

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Aug 14, 2020
Property Address	803 SPRUCE ST, GEORGETOWN, SC 29440-4321
Document Number	03850/0143
Book / Page	3850 / 143
Map Reference	MB 1794 PG 56
Instrument Date	Aug 7, 2020
Instrument	202000008866
Transaction Type	Transfer
Record Updated	Oct 27, 2022

Transaction

Amount	Amount Recorded
Tax	$444.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 SPRUCE ST, GEORGETOWN, SC 29440-4321

Tax Assessment & Valuation

Source: Georgetown County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Municipality	Georgetown City
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,273.00 (+14.38%)	$5,409 (+15.09%) Land $634 Building $4,775	$170,600 (+45.07%) Land $20,000 Building $150,600
2023	$1,113.00 (+9.12%)	$4,700 (-) Land $620 Building $4,080	$117,600 (-) Land $15,500 Building $102,100
2022	$1,020.00	$4,700 Land $620 Building $4,080	$117,600 Land $15,500 Building $102,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	132 units insured incl. 68 condo units
Nearby Flood Claims	8 (1996–2023)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 87% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GEORGETOWN serves 9,092 people · EPA ID SC2210001
Water Source	Surface water
Last State Inspection	May 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
HTC Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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