Monroe County property record for 814 Olivers Way, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3,241 sqft · built 2021 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $79,000 (Sep 2020) |
| Tax Bill | $15,366 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-18-365-069-000 |
| Primary APN | 08-18-365-069-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Building Area | 3,241 sqft Living Area |
| 1st Floor Area | 3,241 sqft |
| Basement Area | 3,241 sqft |
| Unfinished Basement | 3,241 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick/Stone |
| Lot Area | 32,670 sqft (0.75 acres) |
| Cooling System | Central |
|---|
| Street Address | 814 OLIVERS WAY |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3188 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR1 |
| Legal Description | LOT 69 REMLOK PHASE 3 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 18 |
| Legal Subdivision | REMLOK |
| Legal Lot Number | 69 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 26 |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 600401 |
Source: Monroe County records · APN 08-18-365-069-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 814 OLIVERS WAY, WATERLOO, IL 62298-3188 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST |
| Apr 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Nov 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Sep 10, 2020 | Grant Deed, Transfer MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 10, 2020 · Amount on Record |
| Deed Sale | Sep 10, 2020 · Amount on Record |
| Deed Document Number | 2020410901 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 814 OLIVERS WAY, WATERLOO, IL 62298-3188 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000420913 |
|---|---|
| Date | Nov 12, 2021 |
| Instrument | 420913 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 814 OLIVERS WAY, WATERLOO, IL 62298-3188 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2023 |
| Title Company | TOWN AND COUNTRY TITLE, TOWN & COUNTRY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000416628 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 416628 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 814 OLIVERS WAY, WATERLOO, IL 62298-3188 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000412794 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 412794 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Sep 10, 2020 |
| Property Address | 814 OLIVERS WAY, WATERLOO, IL 62298-3188 |
| Document Number | 0000410901 |
| Instrument Date | Sep 10, 2020 |
| Instrument | 410901 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2020 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Amount | Amount Recorded |
|---|---|
| Tax | $119.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5 EAGLE NEST LN COLUMBIA IL 622364355, COLUMBIA, IL 62236-4355 |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $267,570 (+32.47%) Land $25,030 Building $242,540 | $802,710 (+32.47%) Land $75,090 Building $727,620 | |
| 2024 | $15,366.00 | ||
| 2022 | Additional exemption filed | $201,980 Land $21,260 Building $180,720 | $605,940 Land $63,780 Building $542,160 |
Source: FEMA National Flood Hazard Layer as of August 18, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| HTC Holding Fiber · DSL | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Wisper ISP.
Based on FCC filings for 27 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERLOO serves 10,190 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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