806 Olivers Way, Waterloo, IL 62298 Property Records

Monroe County property record for 806 Olivers Way, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 8 ba · 3,248 sqft · built 2019
Lot Size	0.77 acres (33,541 sqft)
Owner	Company Name on Record
Tax Bill	$16,618 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-19-133-039-000`

Property Details

APN / Parcel Number

Primary APN	`08-19-133-039-000`

Interior

Bedrooms	3 Beds
Full Baths	8 Baths
Stories	1 Story
Building Area	3,248 sqft Living Area
1st Floor Area	3,248 sqft
Basement Area	3,248 sqft
Unfinished Basement	3,248 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick/Stone
Lot Area	33,541 sqft (0.77 acres)
Garage Area	1,434 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	806 OLIVERS WAY
City	WATERLOO
State	IL
Zip	62298-3188
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR1
Legal Description	LOT 39 & PART LOT 38 REMLOK PHASE 2
Legal Range	09W
Legal Township	02S
Legal Section	19
Legal Subdivision	REMLOK
Legal Lot Number	39
Jurisdiction	MONROE IL
Township / Civil Division	26
Census Block Group	4
Census Block	4014
Census Tract	600401

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	806 OLIVERS WAY, WATERLOO, IL 62298-3188
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO
Apr 27, 2018	Trustee's Deed, Construction Loan · Line of Credit FIRST NAT'L BK/WATERLOO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	806 OLIVERS WAY, WATERLOO, IL 62298-3188
Transaction Type	Mortgage
Record Updated	Apr 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000400362
Date	Mar 14, 2019
Instrument	400362

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MONROE IL
Recording Date	Apr 27, 2018
Property Address	806 OLIVERS WAY, WATERLOO, IL 62298-3188
Instrument Date	Apr 13, 2018
Instrument	395520
Transaction Type	Construction Loan
Record Updated	May 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	806 OLIVERS WAY WATERLOO IL 62298, WATERLOO, IL 62298

Mortgage

Document Number	0000395520
Date	Apr 27, 2018
Instrument	395520

Lender

Name	FIRST NAT'L BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,618.00 (+3.19%) Homeowner's exemption	$282,900 (+33.6%) Land $25,040 Building $257,860	$848,700 (+33.6%) Land $75,120 Building $773,580
2024	$16,104.00
2022	Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$211,750 Land $21,470 Building $190,280	$635,250 Land $64,410 Building $570,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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