814 Inverness Way, Cibolo, TX 78108 Property Records

Guadalupe County property record for 814 Inverness Way, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,025 sqft · built 2009
Lot Size	0.181 acres (7,861 sqft)
Owner	2 Individual Names on Record
Last Sale	$391,399 (Aug 2024)
Tax Bill	$7,802 (2024)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2024 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1G0264172401200000`

Property Details

APN / Parcel Number

Primary APN	`1G0264172401200000`
Alternative APNs	`000000135551` `000000270209` `000000302391` `135551`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,025 sqft Living Area
Gross Area	3,664 sqft
1st Floor Area	1,356 sqft
2nd Floor Area	1,669 sqft
Utility Area	64 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,861 sqft (0.181 acres)
Lot Dimensions	114 ft deep x 69 ft wide
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	70 sqft
Deck Area	150 sqft
Patio Area	373 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	814 INVERNESS WAY
City	CIBOLO
State	TX
Zip	78108-3583
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BENTWOOD RANCH UNIT#17 BLOCK 24 LOT 12
Legal Subdivision	BENTWOOD RANCH UNIT#17
Legal Tract	12
Legal Block	24
Legal Lot Number	12
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1009
Census Tract	210717

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	814 INVERNESS WAY, CIBOLO, TX 78108-3583
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · VA Mortgage UMORTGAGE LLC
Apr 22, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UPEQUITY SPV2 LLC
Mar 25, 2022	Vendor's Lien, Transfer · Conventional Mortgage NEW DAY FINANCIAL LLC
Feb 8, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Mar 13, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW CMNTY CAP LLC
Aug 15, 2018	Warranty Deed, Transfer · VA Mortgage PLAZA HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2024 · Amount on Record
Deed Sale	Aug 12, 2024 · Amount on Record
Prior Sale	Mar 25, 2022 · Amount on Record
Deed Document Number	202418999
Prior Transfer Date	Aug 9, 2018
Prior Transfer Doc	0099018516
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	814 INVERNESS WAY, CIBOLO, TX 78108-3583
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 INVERNESS WAY, CIBOLO, TX 78108-3583

Mortgage

Document Number	0099029967
Date	Nov 26, 2025
Instrument	202599029967

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19103

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	814 INVERNESS WAY, CIBOLO, TX 78108-3583
Transaction Type	Mortgage
Record Updated	May 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099008832
Date	Apr 22, 2024
Instrument	202499008832

Lender

Name	UPEQUITY SPV2 LLC
Type	Mortgage Company
Address	AUSTIN, TX 78703

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	3 Months
Due	Jul 17, 2024

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Mar 25, 2022
Property Address	814 INVERNESS WAY, CIBOLO, TX 78108-3583
Document Number	0099009563
Map Reference	VOL 7 PG 508
Instrument Date	Mar 24, 2022
Instrument	202299009563
Transaction Type	Transfer
Record Updated	Apr 4, 2022
Title Company	WFG TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 INVERNESS WAY, CIBOLO, TX 78108-3583

Mortgage

Document Number	0099009564
Date	Mar 25, 2022
Instrument	202299009564

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	814 INVERNESS WAY, CIBOLO, TX 78108-3583
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099004536
Date	Feb 8, 2021
Instrument	202199004536

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	814 INVERNESS WAY, CIBOLO, TX 78108-3583
Document Number	0000007492
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	814 INVERNESS WAY CIBOLO TX 781083583, CIBOLO, TX 78108-3583

Mortgage

Document Number	0000007492
Date	Mar 26, 2020
Instrument	7492

Lender

Name	LAKEVIEW CMNTY CAP LLC
Address	HORSHAM, PA 19044

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Aug 15, 2018
Property Address	814 INVERNESS WAY, CIBOLO, TX 78108-3583
Document Number	0000018516
Instrument Date	Aug 10, 2018
Instrument	18516
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	814 INVERNESS WAY CIBOLO TX 781083583, CIBOLO, TX 78108-3583

Mortgage

Document Number	18517
Date	Aug 15, 2018
Instrument	18517

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	DALLAS, TX 75254

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2048

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$389,643 (+6.85%) Land $48,269 Building $341,374	$389,643 (+6.85%) Land $48,269 Building $341,374
2025		$364,661 (-8.9%) Land $43,119 Building $321,542	$364,661 (-8.9%) Land $43,119 Building $321,542
2024	$7,802.00 (+0.88%)
2023	$7,734.00 (+39.8%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$400,280 Land $57,972 Building $342,308	$400,280 Land $57,972 Building $342,308
2022	$5,532.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CIBOLO serves 20,331 people · EPA ID TX0940018
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, ZipLink Internet.

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