Catawba County property record for 814 Gemcrest Dr NE, Conover, NC 28613
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,248 sqft · built 2000 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $95,500 (Dec 2014) |
| Tax Bill | $801 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jun 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3742-15-63-8418 |
| Primary APN | 3742-15-63-8418 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 2,496 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 118 ft deep x 79 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 60 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 814 GEMCREST DR NE |
|---|---|
| City | CONOVER |
| State | NC |
| Zip | 28613-7425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-9A |
| Legal Description | LOT 22 PLAT 45-71 |
| Legal Subdivision | SAPPHIRE RIDGE PH 2 |
| Legal Lot Number | 22 |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | CLINES |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 10102 |
Source: Catawba County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 814 GEMCREST DR NE, CONOVER, NC 28613-7425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jun 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FUSION TITLE |
| Mar 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 22, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2014 · Amount on Record |
| Deed Sale | Dec 9, 2014 · Amount on Record |
| Prior Sale | Nov 22, 2000 · Amount on Record |
| Deed Document Number | 201419033 |
| Deed Book / Page | 3268 / 1507 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Aug 10, 2026 |
| Property Address | 814 GEMCREST DR NE, CONOVER, NC 28613-7425 |
| Document Number | 0000016172 |
| Book / Page | 4057 / 293 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 202616172 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000016172, |
|---|---|
| Date | Aug 10, 2026 |
| Book Page | 4057/293 |
| Instrument | 202616172 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 19, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Jun 17, 2026 |
| Property Address | 814 GEMCREST DR NE, CONOVER, NC 28613-7425 |
| Document Number | 0000012192 |
| Book / Page | 4028 / 473 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 202612192 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FUSION TITLE |
| Name | Verified Name |
|---|---|
| Address | 814 GEMCREST DR NE, CONOVER, NC 28613-7425 |
| Document Number | 0000012192, |
|---|---|
| Date | Jun 17, 2026 |
| Book Page | 4028/473 |
| Instrument | 202612192 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 814 GEMCREST DR NE, CONOVER, NC 28613-7425 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Title Company | ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 814 GEMCREST DR NE, CONOVER, NC 28613-7425 |
| Document Number | 0040051721 |
|---|---|
| Date | Mar 16, 2026 |
| Book Page | 4005/1721 |
| Instrument | 4910 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 814 GEMCREST DR NE, CONOVER, NC 28613-7425 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035340211 |
|---|---|
| Date | Oct 22, 2019 |
| Book Page | 03534/0211 |
| Instrument | 18739 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | FAYETTEVILLE, NC 28311 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 1, 2059 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Catawba County assessment roll, as of August 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Municipality | Conover City |
| Unified School District | Newton-Conover City Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $200,900 (-) Land $9,500 Building $191,400 | ||
| 2025 | $801.00 (-49.75%) | $200,900 (+60.98%) Land $9,500 Building $191,400 | |
| 2024 | $1,594.00 | ||
| 2023 | $1,594.00 | $124,800 Land $9,500 Building $115,300 | $200,900 Land $9,500 Building $191,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONOVER serves 15,347 people · EPA ID NC0118020 |
|---|---|
| Water Source | Purchased surface water from CITY OF HICKORY |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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