813 Gemcrest Dr NE, Conover, NC 28613 Property Records

Catawba County property record for 813 Gemcrest Dr NE, Conover, NC 28613

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,291 sqft · built 2000
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Last Sale$120,000 (Nov 2005)
Tax Bill$874 (2025)
Deeds & MortgagesMar 2021 Line of Credit
Jul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN3742-15-63-9554

Property Details

APN / Parcel Number

Primary APN3742-15-63-9554
Alternative APN
  • 0401999

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,291 sqft Living Area
1st Floor Area2,582 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialBrick
Foundation TypeNo Foundation
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions116 ft deep x 78 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area92 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address813 GEMCREST DR NE
CityCONOVER
StateNC
Zip28613-7425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-9A
Legal DescriptionLOT 12 12 PL45-71 SAPPHIRE RIDGE PL 45-71
Legal SubdivisionSAPPHIRE RIDGE PH 2
Legal Lot Number12
JurisdictionCATAWBA NC
Township / Civil DivisionCLINES
Census Block Group2
Census Block2054
Census Tract10102

Owner

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address813 GEMCREST DR NE, CONOVER, NC 28613-7425
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2021Deed of Trust, Mortgage · Line of Credit
LOCAL GOVERNMENT FCU
Jul 31, 2019Deed of Trust, Mortgage · Conventional Mortgage
LOCAL GOVERNMENT FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 30, 2005 · Amount on Record
Deed SaleNov 30, 2005 · Amount on Record
Prior SaleJul 20, 2000 · Amount on Record
Deed Document Number200533752
Deed Book / Page2712 / 1489
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATAWBA NC
Property Address813 GEMCREST DR NE, CONOVER, NC 28613-7425
Transaction TypeMortgage
Record UpdatedApr 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0036421537
DateMar 22, 2021
Book Page3642/1537
Instrument6426
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
AddressHICKORY, NC 28603
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATAWBA NC
Property Address813 GEMCREST DR NE, CONOVER, NC 28613-7425
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035181973
DateJul 31, 2019
Book Page03518/1973
Instrument13019
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2034

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCatawba County
MunicipalityConover City
Unified School DistrictNewton-Conover City Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$219,300 (+67.28%) Land $9,500 Building $209,800
2025$874.00 (-49.77%)
2023$1,740.00$131,100 Land $9,500 Building $121,600$219,300 Land $9,500 Building $209,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONOVER
serves 15,347 people · EPA ID NC0118020
Water SourcePurchased surface water from CITY OF HICKORY
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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