814 E Vine St, Coldwater, OH 45828 Property Records

Mercer County property record for 814 E Vine St, Coldwater, OH 45828

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,704 sqft · built 1972
Lot Size	0.184 acres (8,050 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,827 (2025)
Deeds & Mortgages	Oct 2020 Transfer May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-136400.0000`

Property Details

APN / Parcel Number

Primary APN	`05-136400.0000`
Alternative APN	`08-27-403-013`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,704 sqft Living Area
Basement Area	1,288 sqft
Finished Basement	1,288 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	8,050 sqft (0.184 acres)
Lot Dimensions	115 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	814 E VINE ST
City	COLDWATER
State	OH
Zip	45828-1429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESTFUL ACRES FIFTH ADDIT LOT#: 967
Legal Subdivision	RESTFUL ACRES FIFTH ADD
Legal Lot Number	967
Jurisdiction	MERCER OH
Township / Civil Division	BUTLER
Census Block Group	2
Census Block	2002
Census Tract	967700

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	814 E VINE ST, COLDWATER, OH 45828-1429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Intrafamily Transfer, Transfer
May 17, 2019	Deed of Trust, Mortgage · Line of Credit THE ST HENRY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 5, 2020
Transfer Doc	0000006332
Record Updated	Sep 20, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCER OH
Recording Date	Oct 6, 2020
Property Address	814 E VINE ST, COLDWATER, OH 45828-1429
Document Number	202000006332
Map Reference	MB 9 PG 45
Instrument Date	Oct 5, 2020
Instrument	202000006332
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	814 E VINE ST, COLDWATER, OH 45828-1429

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	814 E VINE ST, COLDWATER, OH 45828-1429
Transaction Type	Mortgage
Record Updated	Jun 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900002019
Date	May 17, 2019
Instrument	201900002019

Lender

Name	THE ST HENRY BANK
Type	Bank
Address	SAINT HENRY, OH 45883

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	336 Months
Due	May 14, 2047

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Butler Township
Municipality	Coldwater Village
Unified School District	Coldwater Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,827.00	$65,030 (-) Land $7,490 Building $57,540
2024	$1,827.00 (+0.16%)	$65,030 (-) Land $7,490 Building $57,540
2023	$1,824.00 (+4.05%)	$65,030 (+15.12%) Land $7,490 Building $57,540	$185,800 (+15.12%) Land $21,400 Building $164,400
2022	$1,753.00	$56,490 Land $4,900 Building $51,590
2020			$161,400 Land $14,000 Building $147,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER VILLAGE serves 4,774 people · EPA ID OH5400112
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wabash Communications.

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