811 E Vine St, Coldwater, OH 45828 Property Records

Mercer County property record for 811 E Vine St, Coldwater, OH 45828

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,304 sqft · built 1972
Lot Size	0.197 acres (8,610 sqft)
Owner	2 Individual Names on Record
Last Sale	$42,500 (Mar 1988)
Tax Bill	$1,709 (2025)
Deeds & Mortgages	May 2019 Line of Credit Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-136000.0000`

Property Details

APN / Parcel Number

Primary APN	`05-136000.0000`
Alternative APN	`08-27-451-006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,304 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	8,610 sqft (0.197 acres)
Lot Dimensions	123 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	811 E VINE ST
City	COLDWATER
State	OH
Zip	45828-1430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESTFUL ACRES 5TH ADD LOT#: 963
Legal Subdivision	RESTFUL ACRES 5TH ADD
Legal Lot Number	963
Jurisdiction	MERCER OH
Township / Civil Division	BUTLER
Census Block Group	2
Census Block	2002
Census Tract	967700

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	811 E VINE ST, COLDWATER, OH 45828-1430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2019	Deed of Trust, Mortgage · Line of Credit THE PEOPLES BANK CO
Sep 10, 2018	Deed of Trust, Mortgage · Line of Credit THE PEOPLES BANK CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 1988 · Amount on Record
Deed Sale	Mar 9, 1988 · Amount on Record
Last Transfer Date	Apr 5, 2010
Transfer Doc	0000001613
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	811 E VINE ST, COLDWATER, OH 45828-1430
Transaction Type	Mortgage
Record Updated	May 22, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900001835
Date	May 3, 2019
Instrument	201900001835

Lender

Name	THE PEOPLES BANK CO
Type	Bank
Address	COLDWATER, OH 45828

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 20, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	811 E VINE ST, COLDWATER, OH 45828-1430
Transaction Type	Mortgage
Record Updated	Sep 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800004397
Date	Sep 10, 2018
Instrument	201800004397

Lender

Name	THE PEOPLES BANK CO
Type	Bank
Address	COLDWATER, OH 45828

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 20, 2028

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Butler Township
Municipality	Coldwater Village
Unified School District	Coldwater Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,709.00	$51,350 (-) Land $7,740 Building $43,610
2024	$1,709.00 (+1.91%)	$51,350 (-) Land $7,740 Building $43,610
2023	$1,677.00 (+11.87%)	$51,350 (+25.8%) Land $7,740 Building $43,610	$146,700 (+25.81%) Land $22,100 Building $124,600
2022	$1,499.00	$40,820 Land $5,080 Building $35,740
2020			$116,600 Land $14,500 Building $102,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER VILLAGE serves 4,774 people · EPA ID OH5400112
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wabash Communications.

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