814 Cherry St, Central City, KY 42330 Property Records

Muhlenberg County property record for 814 Cherry St, Central City, KY 42330

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,086 sqft · built 1955
Lot Size0.281 acres (12,250 sqft)
OwnerIndividual Name on Record
Last Sale$79,000 (Jun 2018)
Tax Bill$733 (2025)
Deeds & MortgagesApr 2022 Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN141-01-11-004.000

Property Details

APN / Parcel Number

Primary APN141-01-11-004.000
Alternative APN
  • 25779

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,086 sqft Living Area

Exterior

Year BuiltBuilt 1955
Exterior MaterialWood
Construction TypeFrame
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area12,250 sqft (0.281 acres)
Lot Dimensions175 ft deep x 70 ft wide

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number25779
Street Address814 CHERRY ST
CityCENTRAL CITY
StateKY
Zip42330-1113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & LOT
JurisdictionMUHLENBERG KY
Township / Civil DivisionCENTRAL CITY
Census Block Group3
Census Block3028
Census Tract960201

Owner

Source: Muhlenberg County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address814 CHERRY ST, CENTRAL CITY, KY 42330-1113
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2022Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Jun 5, 2018Deed, Transfer · FHA Mortgage
LIBERTY FINANCIAL A DIVISION OF ETF

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2018 · Amount on Record
Deed SaleJun 5, 2018 · Amount on Record
Prior SaleFeb 18, 2010 · Amount on Record
Deed Document Number280531
Deed Book / PageD589 / 1310
Record UpdatedJun 8, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMUHLENBERG KY
Property Address814 CHERRY ST, CENTRAL CITY, KY 42330-1113
Transaction TypeMortgage
Record UpdatedMay 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address814 CHERRY ST, CENTRAL CITY, KY 42330-1113

Mortgage

Document Number00M737/428
DateApr 29, 2022
Book PageM737/428
Instrument302809
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term347 Months
DueMar 1, 2051

June 2018: Deed, Transfer

Document TypeDeed
JurisdictionMUHLENBERG KY
Recording DateJun 5, 2018
Property Address814 CHERRY ST, CENTRAL CITY, KY 42330-1113
Document Number0D589/1310
Book / PageD589 / 1310
Instrument DateMay 18, 2018
Instrument280531
Transaction TypeTransfer
Record UpdatedJan 4, 2022
Title CompanyREGIONAL LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$79.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address812 CHERRY ST, 812, CENTRAL CITY, KY 42330-1113

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address814 CHERRY ST, CENTRAL CITY, KY 42330-1113

Mortgage

Document Number0000280532
DateJun 5, 2018
Instrument280532
Lender
NameLIBERTY FINANCIAL A DIVISION OF ETF
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Muhlenberg County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityCentral City
CountyMuhlenberg County
Unified School DistrictMuhlenberg County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$733.00 (-2.4%)$79,000 (-)$79,000 (-)
2023$751.00$79,000$79,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2013

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRAL CITY WATER & SEWER
serves 5,601 people · EPA ID KY0890071
Water SourceSurface water
Last State InspectionMar 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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